Offer: Get 6 weeks free and instant access to extras when you join on eligible cover^
6WFREEwhen you join
Get 6 weeks free and instant access to extras when you join Hospital and Extras Cover by October 31.
^This Offer is available for new members on new memberships who join and start a combined Hospital and Extras cover (eligible cover) by 31 10 2021 and who have not held Health Partners health cover in the last 6 months. The new member must quote the promo code 6WFREE at the time of joining and maintain eligible cover continuously for 60 days from the cover start date. If the policyholder changes to an ineligible cover during this period, 6 weeks free cover will not be issued. The policyholder’s membership must be financial to receive 6 weeks free and instant access to extras. The 6 weeks free cover will be applied to the eligible cover within 30 paid days after completing 60 continuous days of paid membership to allow for data and processing time. The Offer is not transferrable or redeemable for cash. The Offer excludes employees and Board Members of Health Partners. Not available in conjunction with any other offers. Health Partners reserves the right to amend the offer terms and conditions without notice, including withdrawal. Instant access applies to extras benefits with a 2 month waiting period only after the first contribution payment has been received. Annual limits, other waiting periods, restrictions and exclusions apply. Refer to Individual Cover details and Member Guide for full details.
Did you know that emergency transport or other ambulance services are not covered by Medicare in South Australia? The last thing you want to worry about in an emergency is the cost of transport. For this reason, it is important to understand whether you are covered for ambulance services through your level of private health insurance, or aware of the options and associated costs.
South Australia, like most other states and territories, operates a ‘user-pays’ system. The cost of an emergency ambulance transport call-out is a hefty $1,044. Unfortunately, the charges don’t stop there. You’ll also be charged $6.00 per kilometre travelled. If you’re not located in South Australia, check your state government Ambulance Cover arrangements.
The table below breaks down the ambulance call-out costs in SA.
|Emergency call out||$1,044|
|Non-Emergency call out||$233|
|Treat no Transport (flat rate)||$233|
|Plus Kilometre charges||$6.00|
There are two ways to avoid being stuck covering the cost of emergency ambulance fees in South Australia – with an SA Ambulance Cover subscription or private health insurance.
A standard ambulance subscription, issued by SA Ambulance Service, costs $88.50 per year for SA-only coverage and $104.60 for Australia-wide coverage.
Pension rates are also available for those holding an appropriate pensioner concession card.
|Standard Cover||Standard Plus Interstate|
The second path to emergency ambulance cover is through a private health fund, however, it’s critical that you check with your health fund to confirm it’s included. It is a good idea to check the terms and conditions regarding your chosen type of cover so that you’re not caught out with any unexpected costs when it’s time to claim.
All available Health Partners Extras policies, offer 100% back on Australia-wide emergency ambulance cover. This provides you with at least one road and air emergency ambulance claim per year (limits may apply).
Alternatively, all Health Partners Hospital policies offer unlimited emergency ambulance (excludes closed products). This provides Australia-wide coverage for both road and air services, giving you peace of mind that you’re covered in the event of an emergency.
If you take out Hospital or Extras cover with Health Partners, you will be covered in full for ambulance services that are deemed or classed an ‘emergency’. This means:
Not only will you be covered for emergency ambulance Australia-wide but having Extras cover helps pay for the cost of staying healthy. This is especially the case if you’re likely to use other Extras benefits, like visiting a dentist for your annual dental check-up.
Health Partners entry-level ‘Base Extras’ cover is available for less than $241.47 a year1. This affordable option offers 100% back on a dental check-up and clean (including 2 x-rays), 100% back on your optical limit and 100% back on a physio visit.
With a routine annual dental check-up and x-rays setting you back over $2502, Base Extras could work for you!
Alternatively, Health Partners offer five levels of Hospital cover to suit every life stage, from Basic Hospital Plus to Gold Hospital, our top cover with no hospital exclusions. All of Health Partners hospital covers include unlimited emergency ambulance cover.
This means you will be covered in full if you call for an emergency ambulance. If you’re looking for affordable cover for accidents, unlimited emergency ambulance and basic hospital services, you may consider Basic Hospital Plus from $889.47 a year3. Refer to the individual cover details and Health Partners member guide for more information.
1 Price shown is for customers under 65, eligible for the base tier Australian Government Rebate, no Lifetime Health Cover Loading and incorporates the 3% direct debit discount.
2 2019 Australian Dental Association ‘Dental Fees Survey Australia 2019’ – Mean Australian fees for routine check-up, clean and x-rays (012 Oral Exam – periodic – $58; 114 Calculus removal – $120; 2 x 022 X-Ray – per film $44 – $88)
3 Price shown is for customers under 65, eligible for the base tier Australian Government Rebate, no Lifetime Health Cover Loading and incorporates the 3% direct debit discount.