Choose generous Extras cover
Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.
Get a quick free quote. Who is this cover for?
Great value Extras that gives you more
Choose Generous
Extras Cover
Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.
Takes less than 30 seconds
Happy members that stay- Big Benefits
- Not for Profit
- Covered Australia-wide
Great value Extras cover that gives you more
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100% back on Dental Check-ups and Optical
Read more100% back on Dental Check-ups and Optical
On our new Extras everybody gets 100% back on a proper Dental Check-up that includes x-rays and clean, plus get 100% back on your optical limit for prescription eyewear, like glasses, sunglasses and contacts.
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Unlimited 20% off at our pharmacies
Read moreUnlimited 20% off at our pharmacies
Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.
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100% back on a Physio Visit
Get 100% back on a Physio visit on all new extras covers, it’s how we help you stay healthy. Extras cover that gives you more, more, even more.
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Emergency Ambulance
Read moreEmergency Ambulance
With our new Extras you’re covered for 100% back on road and air emergency services Australia-wide. 1 per person per year, up to $20,000.
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100% back on Dental Check-ups and Optical
Read more100% back on Dental Check-ups and Optical
On our new Extras everybody gets 100% back on a proper Dental Check-up that includes x-rays and clean, plus get 100% back on your optical limit for prescription eyewear, like glasses, sunglasses and contacts.
-
Unlimited 20% off at our pharmacies
Read moreUnlimited 20% off at our pharmacies
Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.
-
100% back on a Physio Visit
Get 100% back on a Physio visit on all new extras covers, it’s how we help you stay healthy. Extras cover that gives you more, more, even more.
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Emergency Ambulance
Read moreEmergency Ambulance
With our new Extras you’re covered for 100% back on road and air emergency services Australia-wide. 1 per person per year, up to $20,000.
Not living in South Australia?
Take a look at Freedom Extras
Canstar awarded ‘Most Satisfied Health Insurance Customers’ 2 years running
Health Partners are proud to provide better value for money, more comprehensive health cover and better customer service Australia-wide.
Thank you to all our members for making us #1, from everyone at Health Partners.
Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better and Best Extras when using a Health Partners Participating Provider, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details for more information.
Choose the best extras cover for your needs,
so you get stuff you’ll actually use.
Looking for Hospital Cover? Compare here
100% Back
A Dental Check-up, including clean and x-rays
On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
A Physio Visit
100% Back
A Dental Check-up, including clean and x-rays
On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
A Physio Visit
Emergency Ambulance
General Dental
Major Dental
Unlimited 20% off at our pharmacies
Physio & Chiro
Remedial Massage
Psychology
100% Back
2 x Dental Check-ups, including clean and x-rays
On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
A Physio Visit
Emergency Ambulance
Major Dental
Orthodontic
Unlimited 20% off at our pharmacies
Physio & Chiro
Remedial Massage
Psychology
Healthier Living
100% Back
2 x Dental Check-ups, including clean and x-rays
On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
2 x Physio Visits
Emergency Ambulance
Get more back on
Major Dental
Orthodontic
Unlimited 20% off at our pharmacies
Physio & Chiro
Remedial Massage
Psychology
Healthier Living
Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy/ for full details and to find your nearest Provider.
Refer to individual cover details and the Health Partners Member Guide for more information.
Extras Waiting Periods
After 2 months, you can start claiming benefits for all Extras Covers, except for:
| Service | Waiting period |
| Major Dental | 12 months |
| Orthodontics | 12 months |
| Aids and Appliances | 12 months |
Not all benefits are available on all covers.
Frequently Asked Questions
Extras cover provides benefits for a wide range of services that are not covered by Medicare. The most popular services include Optical, Dental, Physiotherapy, Chiropractic, Naturopathy, Dietary and Podiatry. The actual services covered and benefits paid will depend on your particular level of cover.
When you join Health Partners without current health cover, you will have to wait a certain period of time before being eligible for health fund benefits. This is called a waiting period.
If you have health cover already, but are transferring to a higher level of cover, waiting periods may apply for all additional benefits.
For full details see Waiting Periods.
Ambulance cover is available on ALL Health Partners’ policies. There are two types of cover: Non-Emergency Ambulance and Emergency Ambulance.
Non-Emergency Ambulance
If Non-Emergency Ambulance is included in your cover, you will be covered in full if you call an ambulance – regardless of whether the service is classed as emergency or not.
- Cover for the full cost of the ambulance service up to a maximum of $20,000.
- Cover for service deemed by the ambulance provider as ‘emergency’ and ‘non-emergency’.
- Australia-wide coverage by road or air.
- Service required on medical grounds (this excludes clinic-car type transport).
Emergency Ambulance
If Emergency Ambulance is included in your cover, you will be covered in full for ambulance services that are deemed or classed as ‘emergency’ only.
- Cover for the full cost of an emergency ambulance call-out up to a maximum of $20,000.
- Australia-wide coverage by road or air, for emergency service required on medical grounds.
To find out what level of Ambulance cover you have, and what the limits are, refer to your individual cover details.
Find more important information about Australian Private Health Insurance
What our happy customers have to say
“I choose Health Partners because it is a member operated and not-for-profit fund, and has its own great professional services.”
Greg, Morphett Vale
“I chose Health Partners because I believe I get the best value, and dealing with them is easy. Thanks for your help over the last 20+ years.”
Beverly, Wynn Vale
“I find they give me the best cover for all my needs and any time I have a query, the staff are so helpful with the information”
June, Fulham Gardens
