Generous Extras You'll Use

Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.

Join the award-winning health fund**

**Canstar 2019-2024. Compares Health Partners customer responses with average of other brands researched.

Not living in South Australia?

Our cover lets you choose where you want to be treated on included extras, up to your annual limits.

Choose great value private health cover to suit your needs and budget

Get higher extras limits when you combine hospital and extras cover.⁺ Cover prices for a single, starting from:

About Extras Cover

Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare:

Extras Waiting Periods

After 2 months, you can start claiming benefits for all Extras Covers, except for:

ServiceWaiting Period
Major Dental12 months
Orthodontics12 months
Aids and Appliances12 months

Not all benefits are available on all covers.

Frequently Asked Questions


*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better, Best, Combined Good, Combined Better and Combined Best Extras when using Health Partners Dental, participating dentists, Health Partners Optical, recognised optical providers and participating physiotherapists or hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to the full price of most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer to for full details and to find your nearest Provider.

Refer to hospital cover details, extras cover details and the Health Partners Member Guide for more information.

**Canstar 2019-2024. Compares Health Partners customer responses with average of other brands researched.

#Canstar 2023. Based on a combination of Canstar ratings and best cumulative performance across all consumer profiles in hospital cover in SA.

+Higher extras limits on Dental and Physio when taking out Hospital & Extras cover, at a reduced premium for Extras cover
compared to Extras only. Available on selected Extras cover. Benefits vary according to cover level. Waiting periods, limits and conditions apply.

†20% Discount applies on the pharmacies full item price of most non-prescription products on presentation of Health Partners membership card for members with extras products, but excludes agency items (i.e. X-Lotto), selected franchise brands (i.e. Chanel) and schedule 3 recordable medicines. Discount only available at Health Partners participating pharmacies. Pharmacies may choose, at their discretion, to apply the discount to items already discounted. A pharmacy is not required to honour their loyalty club program discount & the Health Partners discount in the same transaction. Unlimited use. Waiting periods may apply. Conditions are in accordance with agreements held with our preferred pharmacies, which may change from time to time.

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