Offer: Get 6 weeks free and instant access to extras when you join on eligible cover^

Get 6 weeks free and instant access to extras^

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when you join

Get 6 weeks free and instant access to extras when you join Hospital and Extras Cover by September 30.

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^This Offer is available for new members on new memberships who join and start a combined Hospital and Extras cover (eligible cover) by 30 09 2021 and who have not held Health Partners health cover in the last 6 months. The new member must quote the promo code 6WFREE at the time of joining and maintain eligible cover continuously for 60 days from the cover start date. If the policyholder changes to an ineligible cover during this period, 6 weeks free cover will not be issued. The policyholder’s membership must be financial to receive 6 weeks free and instant access to extras. The 6 weeks free cover will be applied to the eligible cover within 30 paid days after completing 60 continuous days of paid membership to allow for data and processing time. The Offer is not transferrable or redeemable for cash. The Offer excludes employees and Board Members of Health Partners. Not available in conjunction with any other offers. Health Partners reserves the right to amend the offer terms and conditions without notice, including withdrawal. Instant access applies to extras benefits with a 2 month waiting period only after the first contribution payment has been received. Annual limits, other waiting periods, restrictions and exclusions apply. Refer to Individual Cover details and Member Guide for full details.


Health Insurance

Everyone deserves generous Private Health Insurance.

Give yourself more choice and control when it comes to your health with a fund that’s run for members.


Choose affordable Health Insurance
with generous benefits

Hospital Cover More People Stay With

Confusion Free Hospital Cover

100% back on Dental Check-ups and Optical

Unlimited Emergency Ambulance

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better and Best Extras when using a Health Partners Participating Provider (located in South Australia), and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details for more information.

Join the award-winning health fund

About Hospital Cover

Helps you avoid public system waiting lists and covers costs when you are admitted to a private hospital. Having cover gives you the choice and comfort that the public system can’t.

  • Stay in a private room, when available
  • Decide where you’ll be treated
  • Choose your specialists
  • Avoid public system waiting lists

About Extras Cover

Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare:

Frequently Asked Questions

When you join Health Partners without current health cover, you will have to wait a certain period of time before being eligible for health fund benefits. This is called a waiting period.

If you have health cover already, but are transferring to a higher level of cover, waiting periods may apply for all additional benefits.

For full details see Waiting Periods.

If the procedure or service you require is included in your cover:

Hospital cover will pay for:

  • your accommodation in hospital (including registered day facilities);
  • your theatre, labour ward and intensive care fees;
  • all PBS prescriptions relating to your admission, while you’re in hospital; and
  • an extensive range of Government-recognised surgically implanted prostheses.

Select covers also provide access to a range of wellness services and support programs.

Hospital cover will pay towards:

  • inpatient medical fees (click here for more information on how to reduce your medical expenses); and
  • a range of additional services depending on your level of cover.

Health Partners will also cover other allied health services provided during your admission, such as dental, physiotherapy and dietary in line with our agreement with the hospital and your level of Extras cover.

Extras cover provides benefits for a wide range of services that are not covered by Medicare. The most popular services include Optical, Dental, Physiotherapy, Chiropractic, Dietary and Podiatry. The actual services covered and benefits paid will depend on your particular level of cover.

Ambulance cover is available on ALL Health Partners’ policies. There are two types of cover: Non-Emergency Ambulance and Emergency Ambulance.

Non-Emergency Ambulance

If Non-Emergency Ambulance is included in your cover, you will be covered in full if you call an ambulance – regardless of whether the service is classed as emergency or not.

  • Cover for the full cost of the ambulance service up to a maximum of $20,000.
  • Cover for service deemed by the ambulance provider as ‘emergency’ and ‘non-emergency’.
  • Australia-wide coverage by road or air.
  • Service required on medical grounds (this excludes clinic-car type transport).

Emergency Ambulance

If Emergency Ambulance is included in your cover, you will be covered in full for ambulance services that are deemed or classed as ‘emergency’ only.

  • Cover for the full cost of an emergency ambulance call-out up to a maximum of $20,000.
  • Australia-wide coverage by road or air, for emergency service required on medical grounds.

To find out what level of Ambulance cover you have, and what the limits are, refer to your individual cover details.

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