Confusion Free

Hospital Cover

Feel confident knowing exactly what you’re covered for if you need to go to hospital.

Banner Margaret

Why do I need Hospital cover?

icon.one().description

Better Value For Money

icon.one().description

Confusion Free Hospital Cover

icon.one().description

No Hospital Excess

icon.one().description

Unlimited Emergency Ambulance

Canstar awarded ‘Most Satisfied Health Insurance Customers’ 2 years running

Health Partners are proud to provide better value for money, more comprehensive health cover and better customer service Australia-wide.#


Choose great value Hospital cover to suit your needs and budget

Choose from five levels of Hospital cover and have confidence knowing exactly what you’re covered for if you need to go to hospital.

Looking for Extras Cover? Compare here

Cover prices for a single, starting from:

*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy for full details and to find your nearest Provider.

Refer to individual cover details and the Health Partners Member Guide for more information.

#Canstar 2019-2020. Compares Health Partners customer responses with average of other brands researched.

About Hospital Cover

Hospital cover helps cover your costs when you are admitted to hospital as a private patient for services like:

  • Your accommodation fees
  • Your theatre, labour ward and intensive care fees
  • Doctor’s fees for procedures performed in hospital
  • Tests performed and medications prescribed whilst admitted to hospital.

Commonly Asked Questions


Waiting periods are set in accordance with the Government Rules and details applicable to the product are detailed on the Individual Cover Details.

There’s usually no waiting period if you need hospital or medical treatment because of an accident that happens after you’ve joined a health fund.

If you have cover with another fund and are transferring, your waiting periods will be honoured as long as you’re switching to a comparable or equivalent level of cover. If you’re taking a higher level of cover than before, waiting periods will only apply to the new services you didn’t previously have cover for or any higher benefits that are available when upgrading.


Depending on your level of cover, you might need to pay a hospital excess and/or co-payment when you’re admitted to hospital.

Before going to hospital, make sure you ask your specialist and/or surgeon to give you a written copy of all costs associated with your procedure. Then call us and we’ll be able to tell you what your out-of-pocket-costs will be.


Health Insurance is legislated by the government which means the government sets a maximum amount of discount that can be offered by health funds, making Health Insurance fair for all Australians. We understand that health insurance can be expensive, but by paying your premium by direct debit you’ll receive a 3% discount.

Get a premium discount on Hospital Cover for 18 – 29 year olds and keep it till you’re 41. The younger you are when you take out hospital cover, the higher your discount. Once you have your age-based discount, it will stay in place until you turn 41 years old.


When joining us, we’ll contact your insurer and cancel your cover the day you join, making sure you have no break in cover.


What our happy customers have to say


Busy? Get a call back

10/04/2021
10/04/2021
10/04/2021
Existing Member? *
10/04/2021

Thank you for your submission

© Copyright Health Partners. 2021 All Rights Reserved.

site by evolution 7

Contact Us

1300 113 113 Sat 8am - 8pm

Send us a message

Find the best way to contact us

View all