Great Value Hospital Cover

Feel confident you’re getting great value from your hospital cover, and know exactly what you’re covered for. Join an award-winning health fund, 6 years in a row.

2019-2024 Canstar Award Winner**

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The importance of Hospital Cover

Hospital cover is an important component of private health insurance in Australia, providing financial protection for individuals and families when admitted to hospital. This type of insurance helps manage the costs associated with hospital treatment, ensuring that policyholders can access necessary medical care potentially reducing large medical expenses. 

While the Australian Government provides public healthcare support through Medicare, having private hospital cover offers additional benefits and peace of mind for those seeking more comprehensive protection. In addition, having cover can also offer potential tax advantages, such as avoiding the Medicare Levy Surcharge for higher income earners.


Why get Hospital Cover?

Opting for hospital cover as part of your health insurance policy offers several important advantages:


Get bigger extras benefits at a reduced cost⁺

Join hospital cover with Good, Better or Best Extras, and you’ll get a $100 increase on the dental limit and a $100 increase on the core therapies limit including physio/chiro, at a reduced cost. Plus higher benefits for surgical removal of wisdom teeth in hospital on Better or Best Extras.

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Choose great value private health cover to suit your needs and budget

Get higher extras limits when you combine hospital and extras cover.⁺ Cover prices for a single, starting from:

Choose award-winning health cover

  • Most Satisfied Health Insurance Customers. 6 years running. 

    2019-2024 Canstar Award Winner**

  • Most Trusted, Legendary Service and Most Loved

    2024 Finder Customer Satisfaction Award Winner^^

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**Canstar 2019-2024 Most Satisfied Customers - Health Insurer. Compares Health Partners customer responses with average of other brands researched. ^^2024 Finder Health Insurance Customer Satisfaction Awards – Rated first place for Most Trusted Brand, Most Loved Brand, and Legendary Customer Service.


Private Hospital Care

Hospital cover can help protect you from unexpected medical costs when you're admitted to a private hospital or public hospital as a private patient. Your policy can cover medical expenses like:

  • Accommodation: Stay in a private room or ward (if available).
  • Medical procedures: Fees for surgeries, wards and intensive care.
  • Doctor's fees: Charges for specialists performing procedures within the hospital.
  • In-hospital care: Costs of tests, medications, and other treatments.

Commonly Asked Questions










Disclaimers

*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit. Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better, Best, Combined Good, Combined Better and Combined Best Extras when using Health Partners Dental, participating dentists, Health Partners Optical, recognised optical providers and participating physiotherapists or hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to the full price of most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer to www.healthpartners.com.au/pharmacy-benefits for full details and to find your nearest Provider.

Refer to hospital cover details, extras cover details and the Health Partners Member Guide for more information.

**Canstar 2019-2024 Most Satisfied Customers - Health Insurer. Compares Health Partners customer responses with average of other brands researched.

#Canstar 2023 Outstanding Value Health Insurance – Hospital Cover in SA. Based on a combination of Canstar ratings and best cumulative performance across all consumer profiles in hospital cover in SA.

+Higher extras limits on Dental and Core Therapies when taking out Hospital & Extras cover, at a reduced premium for Extras cover compared to Extras only. Available on selected Extras cover. Benefits vary according to cover level. Waiting periods, limits and conditions apply.

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