Offer: Get 6 weeks free and instant access to extras when you join on eligible cover^


Get 6 weeks free and instant access to extras^

Enter promo code

6WFREE

when you join

Get 6 weeks free and instant access to extras when you join Hospital and Extras Cover by December 31.

Get a quote

^This Offer is available for new members on new memberships who join and start a combined Hospital and Extras cover (eligible cover) by 31 12 2021 and who have not held Health Partners health cover in the last 6 months. The new member must quote the promo code 6WFREE at the time of joining and maintain eligible cover continuously for 60 days from the cover start date. If the policyholder changes to an ineligible cover during this period, 6 weeks free cover will not be issued. The policyholder’s membership must be financial to receive 6 weeks free and instant access to extras. The 6 weeks free cover will be applied to the eligible cover within 30 paid days after completing 60 continuous days of paid membership to allow for data and processing time. The Offer is not transferrable or redeemable for cash. The Offer excludes employees and Board Members of Health Partners. Not available in conjunction with any other offers. Health Partners reserves the right to amend the offer terms and conditions without notice, including withdrawal. Instant access applies to extras benefits with a 2 month waiting period only after the first contribution payment has been received. Annual limits, other waiting periods, restrictions and exclusions apply. Refer to Individual Cover details and Member Guide for full details.

Confusion Free

Hospital Cover

Feel confident knowing exactly what you’re covered for if you need to go to hospital.

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There are so many benefits when you partner with Health Partners

Hospital Cover More People Stay With

Confusion Free Hospital Cover

Choice Of Excess

Unlimited Emergency Ambulance


Join the award-winning health fund


Choose great value Hospital cover to suit your needs and budget

Choose from five levels of Hospital cover and have confidence knowing exactly what you’re covered for if you need to go to hospital.

Looking for Extras Cover? Compare here

Cover prices for a single, starting from:

*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy for full details and to find your nearest Provider.

Refer to individual cover details and the Health Partners Member Guide for more information.

˜State of Health Funds report: Private Health Insurance Ombudsman, 2020 State of the Health Funds Report

#Canstar 2019-2021. Compares Health Partners customer responses with average of other brands researched.

About Hospital Cover

Hospital cover helps cover your costs when you are admitted to hospital as a private patient for services like:

  • Your accommodation fees
  • Your theatre, labour ward and intensive care fees
  • Doctor’s fees for procedures performed in hospital
  • Tests performed and medications prescribed whilst admitted to hospital.

Commonly Asked Questions


Waiting periods are set in accordance with the Government Rules and details applicable to the product are detailed on the Individual Cover Details.

There’s usually no waiting period if you need hospital or medical treatment because of an accident that happens after you’ve joined a health fund.

If you have cover with another fund and are transferring, your waiting periods will be honoured as long as you’re switching to a comparable or equivalent level of cover. If you’re taking a higher level of cover than before, waiting periods will only apply to the new services you didn’t previously have cover for or any higher benefits that are available when upgrading.


Depending on your level of cover, you might need to pay a hospital excess and/or co-payment when you’re admitted to hospital.

Before going to hospital, make sure you ask your specialist and/or surgeon to give you a written copy of all costs associated with your procedure. Then call us and we’ll be able to tell you what your out-of-pocket-costs will be.


Health Insurance is legislated by the government which means the government sets a maximum amount of discount that can be offered by health funds, making Health Insurance fair for all Australians. We understand that health insurance can be expensive, but by paying your premium by direct debit you’ll receive a 3% discount.

Get a premium discount on Hospital Cover for 18 – 29 year olds and keep it till you’re 41. The younger you are when you take out hospital cover, the higher your discount. Once you have your age-based discount, it will stay in place until you turn 41 years old.


When joining us, we’ll contact your insurer and cancel your cover the day you join, making sure you have no break in cover.


What our happy customers have to say


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