Manage cover
Look after yourself
With no obligation to shareholders, we can focus on what really matters – keeping our premiums increases to a minimum to improve the affordably and value of private health insurance for our members.
The adjustment to your premiums may be below or above the average, depending on the cover you have. This is because we adjust rates relative to the costs associated with providing each individual policy.
Health Partners’ average premium increase in 2020 was the second lowest in the country for all open health funds.
With health inflation sitting at around 3.1% per annum and well above general inflation (1.7% in Dec 2019), health funds are paying more for health care.
Here’s a glance at what’s contributing to higher health care costs
An ageing population means more and more people are using the health system, often with complex and costly medical conditions, which puts pressure on the cost of health insurance for everyone.
ABS 2017. Australian Demographic Statistics, Jun 2016. ABS cat. no. 3101.0. Canberra: ABS.
Australians have access to one of the best health systems in the world, however access to new and improved medical technology and treatment options often comes with an expensive price tag.
Advancements in medical technology mean the cost of medical treatment we pay on behalf of our members has been steadily increasing.
Rates of chronic conditions and their associated risk factors are increasing, placing a heavy burden on health care. The prevalence of chronic conditions increases with age, and because chronic conditions are generally long-lasting, their treatment and management are needed for longer periods of an individual’s life.
Private Health Insurance pays for life-saving treatments, births and treatments that improve and extend your quality of life, as well as allowing you to have treatment on your terms, rather than at the mercy of public hospital wait lists.
Choose your own specialist
You get to choose your own specialist, as well as where and when you’ll be treated.
Have the same specialist care from start to finish
Continuity of care is something that can’t be undervalued.
Jump the queue
With Hospital Cover you can avoid long public hospital waits, which can take months or even years, by choosing your own doctor and timing for treatment.
You won’t need to re-serve equivalent waits
To make sure you’re happy
Caring for members’ health for over 80 years
You won’t need to re-serve equivalent waits
To make sure you’re happy
Caring for members’ health for over 80 years
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