It’s easy to take good vision for granted until it begins to decline and you can no longer see things as well as you used to. If you’ve never had problems with your eyesight before, you may have a lot of questions, such as “How much is an eye test?” and “Will my insurance cover my eye test?” To give you a better idea of what to expect when it comes time to see your optometrist, here are a few things you should know about vision tests and insurance coverage in Australia.
If you have Medicare, you can rest assured that some of the cost of your optometrist-provided eye test will be covered. This is a benefit available to all permanent Australian residents who are covered by Medicare. However, there are some stipulations of which you should be aware, including:
After reviewing the above information, you’re probably still wondering how much is an eye test with Medicare coverage? Typically, Medicare will subsidize optometry fees at up to 85% of the Medicare Benefit Scheme (Fraser, 2020). However, since optometrists are allowed to set their own prices, you won’t know exactly how much an eye test will cost you unless you check with your optometrist first.
If you don’t have Medicare coverage, you may be wondering how much you may have to pay out of pocket for an eye test. Typically, an initial consultation from an optometrist is around $60 to $70 without Medicare or any private health insurance. Some people only need to pay this cost once per year, while others may need more frequent optometry visits. You may be recommended to receive more frequent eye tests if you:
In addition to yourself, it’s also a good idea to have your child’s vision tested annually before the start of school. Regular vision tests can help you detect any vision problems your child may have early on so you can seek treatment. Early treatment may prevent future learning problems commonly associated with poor vision.
If you’re still wondering, “How much is an eye test and how can insurance coverage help me pay for it?” we’d love to answer those questions for you and help you select the right insurance coverage for your needs. Contact Health Partners today to learn more about your coverage options or to request an obligation-free quote.
Everyone deserves generous private health insurance. Give yourself more choice and control when it comes to your health with a fund that’s run for members.
Fraser, M. (2020, May 11) The Ins and Outs of Optical Health Insurance in Australia. Comparing Expert. Retrieved September 30, 2022, from https://www.comparingexpert.com.au/health-insurance/extras-cover/optical-health-insurance/
Megginson, S. (2020, February 20) Does Medicare cover the cost of an eye test? We take a look. Canstar. Retrieved September 30, 2022, from https://www.canstar.com.au/health-insurance/eye-test-cost/
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