Why you should consider Private Couples Health Insurance

Posted: Mar 08 2022

In Australia, your public health insurance (Medicare) may cover routine checkups, screenings, and a few mental health services. What happens when you or your partner need to book an appointment for a service that isn't covered? Or, what if you choose to visit a specialist who runs tests that aren't included in your public health plan?

Choosing private health insurance for couples can assist you and your partner in planning for your healthcare needs — whatever they may be. Learn more about couples health insurance and select a plan that works best for your life situation.

Public vs. Private Couples Health Insurance

Australia's government website details the benefits of public health insurance, but it specifies that Medicare may not pay for all of your medical, dental, or psychiatric needs. You may choose to stay with public insurance if you're young, healthy, and have no medical conditions. Public health insurance may cover the cost of prenatal visits, childbirth, and wellness visits.

Unfortunately, Medicare in Australia does not cover ambulance rides, many dental and vision services, hearing aids, and most psychological therapy services. Your prescription medication may or may not be covered by this public insurance program.

Two reasons to consider couples insurance

You may be living with a partner or may be married while keeping your individual policies separate. Switching to couples health insurance can save you money and provide you with peace of mind in the event of an accident or illness.

1. Avoid surprise emergency bills

You may assume that after phoning an ambulance, receiving emergency care, and staying in hospital for a few days, the stressful part of your accident is over. For many people who don't have private health insurance, it's not.

Under our couples health insurance plans, you can cover many costs associated with ambulance rides and emergency hospital treatments. Combine your insurance with your partner's under a private plan, and both of you will receive the same services in the event of an accident.

2. Share a policy and lower your rates

With a couples health insurance plan, you'll also only pay for one plan, which may be easier to manage than two when it comes to paying bills and calculating taxes.

Choose the couples health insurance plan that is right for you

We understand that choosing a health insurance policy can be a life-changing decision. Learn more about our plans, discover the right health insurance for you and your partner, and get a quote today.

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Posted: Mar 08 2022


The information contained here is of a general nature and does not take into account your personal medical situation. The information is not a substitute for independent professional medical advice and is not intended to diagnose, treat, cure or prevent any disease or used for therapeutic purposes. Should you require specific medical information, please seek advice from your healthcare practitioner. Health Partners does not accept any liability for any injury, loss or damage incurred by use of or reliance on the information provided. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them.

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