Work out your rebate tier and start saving
The table below will help you to work out the rebate that applies to you from 1 April 2020. If your income falls within the thresholds, you can nominate your rebate tier with us and start saving on your premiums.
If your income is more than $140,000 (or $280,000 for families*), you may not be eligible to receive a rebate at all.
Step 1: Select the income threshold that applies to you.
| Base tier | Tier 1 | Tier 2 | Tier 3 |
---|
Singles | $90,000 or less | $90,001 to $105,000 | $105,001 to $140,000 | $140,001 or more |
Families* | $180,000 or less | $180,001 to $210,000 | $210,001 to $280,000 | $280,001 or more |
Step 2: Use your income threshold and age to work out your ‘rebate tier’
and the percentage rebate that will apply to you.
Private Health Insurance Rebate effective from 1 April 2020 to 31 March 2021
Your rebate tier | Base tier | Tier 1 | Tier 2 | Tier 3 |
---|
Aged under 65 | 25.059% | 16.706% | 8.352% | 0% |
Aged 65-69 | 29.236% | 20.883% | 12.529% | 0% |
Aged 70+ | 33.413% | 25.059% | 16.706% | 0% |
Note: Circular PHI 7/20 (Private Health Insurance – Rebate Adjustment Factor Effective 1 April 2020) has been repealed and removed.
*The family income threshold is increased by $1,500 for each child after the first child.