Health Insurance

Get more back on the things that help families save, like Dental, Optical and Physio. There are so many benefits with Family Health Insurance.
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Get great value health cover for your family

Choose from a range of Health Partners Family Health Insurance with awesome benefits.

Tip: Cover your kids until they’re 25

Keep your kids covered on your policy until they’re 25 with Family Focus cover or if they’re studying full time they can stay on your family policy at no extra cost when you register them.

Choose great value private health cover to suit your needs and budget

Hospital Cover
Extras Cover

Cover prices for a single, starting from:


*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer for full details and to find your nearest Provider.

Refer to individual cover details and the Health Partners Member Guide for more information.

#Canstar 2019-2020. Compares Health Partners customer responses with average of other brands researched.

Commonly Asked Questions

Getting Hospital cover early on in life can help to reduce the premiums you pay later

The Government Lifetime Health Cover loading (LHC) adds 2% to your premium for every year you are aged over 30 and don’t have Hospital cover – up to a maximum of 70%.

For full details see Lifetime Health Cover

There might be tax benefits to getting Private Health Insurance

If you earn over $90,000 a year, you might need to pay the Medicare Levy Surcharge, an additional levy the government charges on top of the standard levy paid by most Australians to fund Medicare. Having Private Hospital cover means you could save every year.

Find out more on Medicare Levy Surcharge

What discounts are on offer

Health Insurance is legislated by the government which means the government sets a maximum amount of discount that can be offered by health funds, making Health Insurance fair for all Australians. We understand that health insurance can be expensive, but by paying your premium by direct debit you’ll receive a 3% discount.

Get a premium discount on Hospital Cover for 18 – 29 year olds and keep it till you’re 41. The younger you are when you take out hospital cover, the higher your discount. Once you have your age-based discount, it will stay in place until you turn 41 years old.

Can I transfer my cover from an existing fund with no delays?

When joining us, we’ll contact your insurer and cancel your cover the day you join, making sure you have no break in cover.

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