Earn over $90k?

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Avoid the MLS

Avoid paying the Medicare Levy Surcharge (MLS) by adding hospital cover to your membership by 30 June. Plus, you'll get a $200 eGift Card if you take out cover this financial year.^

Message us now or call 8225 9675 and our team will calculate your MLS rate and potential surcharge, or see the below table.


^The offer is one (1) AUD$ 200 Eftpos Gift Card. The offer is only available for eligible policyholders adding hospital cover to an existing Health Partners extras policy by 30/6/2022. Cover must be maintained for 60 days from cover start date. If the policyholder changes to an ineligible cover during this period, eGift Card will not be issued. The policyholder's membership must be financial to receive offer. The offer is not transferrable or redeemable for cash. Eftpos gift card cannot be used for payment of Health Partners’ private health insurance premium payments. The offer excludes employees and board members of Health Partners. Not available in conjunction with any other offers. Health Partners reserves the right to amend the offer terms and conditions without notice, including withdrawal. Only 1 gift card will be given per policy, regardless of the number of members covered on a policy. Subject to meeting these terms and conditions, the gift card will be mailed out to the policyholder’s nominated postal address approximately within 4 weeks after the 60 day cooling off period has been served. The gift card is supplied and issued by Cards4all Pty Ltd ABN 99 118 809 886 and subject to their standard Terms and Conditions of use available at https://cards4all.com.au/about... Health Partners is not liable for any damaged, undelivered, lost or stolen Eftpos gift cards and no replacement gift cards will be provided in the event of damage to, non-delivery of, or theft of a gift card.


MLS income tiers

To make things simple, we’ve broken it down for you. The surcharge starts at 1% of your income for MLS purposes, rising as your income increases. So, take a look at the table below to see if health cover is right for you.

SinglesUnder $90,000$90,001 – $105,000$105,001 – $140,000$140,001+
FamiliesUnder $180,000$180,001 – $210,000$210,001 – $280,000$280,001+
Surcharge

0%

1%1.25%1.5%

Source: www.privatehealth.gov.au
Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first.


Here's how it works

  • When you earn more than the above thresholds, you have to pay the MLS when you lodge your tax return.
  • The Australian Government introduced the MLS to reduce demand on the public health system by encouraging those on higher incomes to take out private health insurance. The MLS is additional to the standard Medicare Levy, which is unavoidable to most Australian taxpayers.
  • It’s worth mentioning you’re still eligible for Medicare if you hold private hospital cover.

Why get hospital cover when there's a public system?

Jump the queue

Choose your own specialist

Have the same specialist care from start to finish

Recover in the privacy of your own room


Choose great value private health cover to suit your needs and budget

Cover prices for a single, starting from:

*Premiums displayed are for applicants in SA on Tier 1 (16.405%) Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy for full details and to find your nearest Provider.

Refer to individual cover details and the Health Partners Member Guide for more information.

Switching from another health fund? No worries!


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