Earn over $90k?
Can you benefit at tax time?
Avoid the MLS
Avoid paying the Medicare Levy Surcharge (MLS) by adding hospital cover to your membership by 30 June. Plus, you'll get a $200 eGift Card if you take out cover this financial year.^
Message us now or call 8225 9675 and our team will calculate your MLS rate and potential surcharge, or see the below table.
MLS income tiers
To make things simple, we’ve broken it down for you. The surcharge starts at 1% of your income for MLS purposes, rising as your income increases. So, take a look at the table below to see if health cover is right for you.
| Singles | Under $90,000 | $90,001 – $105,000 | $105,001 – $140,000 | $140,001+ |
| Families | Under $180,000 | $180,001 – $210,000 | $210,001 – $280,000 | $280,001+ |
| Surcharge | 0% | 1% | 1.25% | 1.5% |
Source: www.privatehealth.gov.au
Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first.
Here's how it works
- When you earn more than the above thresholds, you have to pay the MLS when you lodge your tax return.
- The Australian Government introduced the MLS to reduce demand on the public health system by encouraging those on higher incomes to take out private health insurance. The MLS is additional to the standard Medicare Levy, which is unavoidable to most Australian taxpayers.
- It’s worth mentioning you’re still eligible for Medicare if you hold private hospital cover.
Why get hospital cover when there's a public system?
Jump the queue
Choose your own specialist
Have the same specialist care from start to finish
Recover in the privacy of your own room
Jump the queue
Jump the queue
With Hospital Cover you can avoid long public hospital waits, which can take months or even years, by choosing your own doctor and timing for treatment.
Choose your own specialist
Choose your own specialist
You get to choose your own specialist, as well as where and when you’ll be treated.
Have the same specialist care from start to finish
Have the same specialist care from start to finish
Continuity of care is something that can’t be undervalued.
Recover in the privacy of your own room
Recover in the privacy of your own room
All levels of hospital policies cover you for a private room, where one is available, giving you comfort and privacy during your recovery.
Choose great value private health cover to suit your needs and budget
Cover prices for a single, starting from:
Basic Hospital Plus$19 .77* Per week Affordable cover for accidents and basic hospital services |
Bronze Hospital Plus$22 .81* Per week Great start cover for a range of common procedures |
Silver Hospital Plus Lite$28 .44* Per week Even more protection with some exclusions to keep costs down |
Silver Hospital Plus Advtange$37 .93* Per week High level of cover for a wide range of procedures |
Gold Hospital Complete$44 .87* Per week Top cover that includes pregnancy and birth related procedures |
|
Choice of excess
Accident cover 
Unlimited Emergency Ambulance |
Choice of excess 
No excess for accidents
Unlimited Emergency Ambulance |
Choice of excess 
No excess for kids
Unlimited Emergency Ambulance |
Choice of excess
No excess for kids
Unlimited Emergency Ambulance |
Choice of excess
No excess for kids
Unlimited Emergency Ambulance 
No Clinical Category Exclusions |
|
|
|
|
|
|
|
Basic Hospital Plus
$19
.77*
Per week
Affordable cover for accidents and basic hospital services
Choice of excess
Accident cover
Unlimited Emergency Ambulance
Bronze Hospital Plus
$22
.81*
Per week
Great start cover for a range of common procedures
Choice of excess
No excess for accidents
Unlimited Emergency Ambulance
Silver Hospital Plus Lite
$28
.44*
Per week
Even more protection with some exclusions to keep costs down
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
Silver Hospital Plus Advtange
$37
.93*
Per week
High level of cover for a wide range of procedures
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
Gold Hospital Complete
$44
.87*
Per week
Top cover that includes pregnancy and birth related procedures
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
No Clinical Category Exclusions
Switching from another health fund? No worries!
We do all the paperwork & contact your insurer
Waiting periods already served switch with you
30 day cooling off period to make sure you’re happy
© Copyright Health Partners. 2022 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
© Copyright Health Partners. 2022 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
