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First Timers Health Insurance

Choose health cover for the stuff you want to use like dental & physio, as well as cover you don’t want to use, for the unexpected like accidents & ambulance.

Get a quick free quote. Who is this cover for?

Get great value health cover for your first time

First Timers

Health Insurance

Choose health cover for the stuff  you want to use like dental & physio, as well as cover you don’t want to use, for the unexpected like accidents & ambulance.

Takes less than 30 seconds

  • Happy members that stay
  • Big Benefits
  • Not for Profit
  • Covered Australia-wide

Get great value health cover for your first time

Choose from a range of Health Partners cover with awesome benefits.

  • 100% back on Dental Check-ups and Optical

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    100% back on Dental Check-ups and Optical

    On our new Extras everybody gets 100% back on a proper Dental Check-up that includes x-rays and clean, plus get 100% back on your optical limit for prescription eyewear, like glasses, sunglasses and contacts.

  • Unlimited 20% off at our pharmacies

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    Unlimited 20% off at our pharmacies

    Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.

  • 100% back on a Physio Visit

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    100% back on a Physio Visit

    Get 100% back on a Physio visit on all new extras covers, it’s how we help you stay healthy. Extras cover that gives you more, more, even more.

  • Ambulance Comes Standard

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    Ambulance Comes Standard

    With our new Extras you’re covered for 100% back on road and air emergency services Australia-wide. 1 per person per year, up to $20,000.

  • 100% back on Dental Check-ups and Optical

    Read more

    100% back on Dental Check-ups and Optical

    On our new Extras everybody gets 100% back on a proper Dental Check-up that includes x-rays and clean, plus get 100% back on your optical limit for prescription eyewear, like glasses, sunglasses and contacts.

  • Unlimited 20% off at our pharmacies

    Read more

    Unlimited 20% off at our pharmacies

    Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.

  • 100% back on a Physio Visit

    Read more

    100% back on a Physio Visit

    Get 100% back on a Physio visit on all new extras covers, it’s how we help you stay healthy. Extras cover that gives you more, more, even more.

  • Ambulance Comes Standard

    Read more

    Ambulance Comes Standard

    With our new Extras you’re covered for 100% back on road and air emergency services Australia-wide. 1 per person per year, up to $20,000.

Canstar Most Satisfied Customers 2019 Health Insurer

We’ve officially been recognised by Canstar for having Australia’s Most Satisfied Health Insurance Customers, after being rated the highest of 36 Health Insurers Australia-wide.

Canstar Most Satisfied Customers 2019 Health Insurer

We’ve officially been recognised by Canstar for having Australia’s Most Satisfied Health Insurance Customers, after being rated the highest of 36 Health Insurers Australia-wide.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better and Best Extras when using a Health Partners Participating Provider, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details  for more information.

Tip:Over 31?

If you are over 31 and getting Hospital Cover for the first time you may be subject to the Government’s Lifetime Health Cover loading. You’ll need to complete your details in the online application including details of any prior cover you may have had to get your personalised quote.

Compare Health Insurance Options for First Timers

Choose the health cover that suits you best.

Mature first timer? Explore more solutions here

*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit.

 

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy/ for full details and to find your nearest Provider.

Refer to individual cover details  and the Health Partners Member Guide for more information.

About Private Health Insurance

About Hospital Cover

Helps you avoid public system waiting lists and covers costs when you are admitted to a private hospital. Having cover gives you the choice and comfort that the public system can’t.

  • Stay in a private room, when available
  • Decide where you’ll be treated
  • Choose your specialists
  • Avoid public system waiting lists

About Extras Cover

Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare:

How can Health Insurance help me save?

The Government Lifetime Health Cover loading (LHC) adds 2% to your premium for every year you are aged over 30 and don’t have Hospital cover – up to a maximum of 70%.

For full details see Lifetime Health Cover

If you earn over $90,000 a year, you might need to pay the Medicare Levy Surcharge, an additional levy the government charges on top of the standard levy paid by most Australians to fund Medicare. Having Private Hospital cover means you could save every year.

Find out more on Medicare Levy Surcharge

Your waiting periods switch with you

You won’t need to re-serve equivalent waits

30 day cooling off period

To make sure you’re happy

Over 80 years of experience

Caring for member’s health since 1937

Busy? Get a call back




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