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First Timers Health Insurance

Choose health cover for the stuff you want to use like dental & physio, as well as cover you don’t want to use, for the unexpected like accidents & ambulance.

Get a quick free quote. Who is this cover for?

Get great value health cover for your first time

First Timers

Health Insurance

Choose health cover for the stuff  you want to use like dental & physio, as well as cover you don’t want to use, for the unexpected like accidents & ambulance.

Takes less than 30 seconds

  • Happy members that stay
  • Big Benefits
  • Not for Profit
  • Covered Australia-wide

Get great value health cover for your first time

Choose from a range of Health Partners cover with awesome benefits.

  • Better Value For Money

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    Better Value For Money

    Just one of the reasons why we have the most satisfied customers in Australia. Most Satisfied Customers – Health Insurers – 2019-2020 as awarded by CANSTAR

  • Confusion Free Hospital Cover

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    Confusion Free Hospital Cover

    Feel confident knowing exactly what you’re covered for if you need to go to hospital.

  • No Hospital Excess

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    No Hospital Excess

    Choose Hospital cover with options like no excess for accidents, no excess for kids, or no excess overall to help manage unexpected costs.

  • Unlimited Emergency Ambulance

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    Unlimited Emergency Ambulance

    Just in case, you’re covered for road and air emergency services Australia-wide. Available on selected hospital products. Refer to the Health Partners Member Guide for more details.

  • Better Value For Money

    Read more

    Better Value For Money

    Just one of the reasons why we have the most satisfied customers in Australia. Most Satisfied Customers – Health Insurers – 2019-2020 as awarded by CANSTAR

  • Confusion Free Hospital Cover

    Read more

    Confusion Free Hospital Cover

    Feel confident knowing exactly what you’re covered for if you need to go to hospital.

  • No Hospital Excess

    Read more

    No Hospital Excess

    Choose Hospital cover with options like no excess for accidents, no excess for kids, or no excess overall to help manage unexpected costs.

  • Unlimited Emergency Ambulance

    Read more

    Unlimited Emergency Ambulance

    Just in case, you’re covered for road and air emergency services Australia-wide. Available on selected hospital products. Refer to the Health Partners Member Guide for more details.

Canstar Most Satisfied Customers 2019 Health Insurer
Canstar Most Satisfied Customers 2019 Health Insurer

Canstar awarded ‘Most Satisfied Health Insurance Customers’ 2 years running

Health Partners are proud to provide better value for money, more comprehensive health cover and better customer service Australia-wide.
Thank you to all our members for making us #1, from everyone at Health Partners.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better and Best Extras when using a Health Partners Participating Provider, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details  for more information.

Tip:Over 31?

If you are over 31 and getting Hospital Cover for the first time you may be subject to the Government’s Lifetime Health Cover loading. You’ll need to complete your details in the online application including details of any prior cover you may have had to get your personalised quote.

Compare Health Insurance Options for First Timers

Choose the health cover that suits you best.

Mature first timer? Explore more solutions here

*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit.

 

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy/ for full details and to find your nearest Provider.

Refer to individual cover details  and the Health Partners Member Guide for more information.

About Private Health Insurance

About Hospital Cover

Helps you avoid public system waiting lists and covers costs when you are admitted to a private hospital. Having cover gives you the choice and comfort that the public system can’t.

  • Stay in a private room, when available
  • Decide where you’ll be treated
  • Choose your specialists
  • Avoid public system waiting lists

About Extras Cover

Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare:

How can Health Insurance help me save?

The Government Lifetime Health Cover loading (LHC) adds 2% to your premium for every year you are aged over 30 and don’t have Hospital cover – up to a maximum of 70%.

For full details see Lifetime Health Cover

If you earn over $90,000 a year, you might need to pay the Medicare Levy Surcharge, an additional levy the government charges on top of the standard levy paid by most Australians to fund Medicare. Having Private Hospital cover means you could save every year.

Find out more on Medicare Levy Surcharge

Your waiting periods switch with you

You won’t need to re-serve equivalent waits

30 day cooling off period

To make sure you’re happy

Over 80 years of care

Caring for members’ health since 1937

Busy? Get a call back




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