Extras cover
Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.
Get a quick free quote. Who is this cover for?
Great value Extras that gives you more
Choose generous Extras cover
Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.
Takes less than 30 seconds
Happy members that stay
Big Benefits
Not for Profit
Covered Australia-wide
Great value Extras cover that gives you more
Unlimited General Dental & Optical
Read moreUnlimited General Dental & Optical
On Top and Standard Extras you can claim as much as you like on General Dental and Optical – so you always get money back!
Unlimited 20% off at our pharmacies
Read moreUnlimited 20% off at our pharmacies
Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.
$12 Physio, over and over
Fixed cost Physio visits, $12 on Top Extras. Over and over. You’ll always know what your out-of-pocket cost is.
Ambulance Comes Standard
Read moreAmbulance Comes Standard
You’re covered for road and air emergency services Australia-wide. 1 per person per year, up to $20,000. Max 2 per policy per year.
Unlimited General Dental & Optical
Read moreUnlimited General Dental & Optical
On Top and Standard Extras you can claim as much as you like on General Dental and Optical – so you always get money back!
Unlimited 20% off at our pharmacies
Read moreUnlimited 20% off at our pharmacies
Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.
$12 Physio, over and over
Fixed cost Physio visits, $12 on Top Extras. Over and over. You’ll always know what your out-of-pocket cost is.
Ambulance Comes Standard
Read moreAmbulance Comes Standard
You’re covered for road and air emergency services Australia-wide. 1 per person per year, up to $20,000. Max 2 per policy per year.
We’ve officially been recognised by Canstar for having Australia’s Most Satisfied Health Insurance Customers, after being rated the highest of 36 Health Insurers Australia-wide.
We’ve officially been recognised by Canstar for having Australia’s Most Satisfied Health Insurance Customers, after being rated the highest of 36 Health Insurers Australia-wide.
Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Top Extras when using a Health Partners Participating Provider, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details and the Health Partners Member Guide for more information.
Choose the best extras cover for your needs,
so you get stuff you’ll actually use.
Looking for Hospital and Extras? Compare here
Starter Extras
Over $1,170 value
Over $1,170 value
Standard Extras
Over $3,800 value
Over $3,800 value
Standard Extras
Unlimited Optical
Unlimited General Dental
Major Dental
Lump Sum Orthodontic
$16 Physio visits
Pharmacy
Chiro
Acupuncture
Emergency Ambulance
Top Extras
Over $8,600 value
Over $8,600 value
Top Extras
Unlimited Optical
Unlimited General Dental
Major Dental
Lump Sum Orthodontic
$12 Physio visits
Pharmacy
Chiro
Podiatry
Speech Therapy
Massage
Psychology
Emergency Ambulance
*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate and paid via direct debit.
Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. Physiotherapy benefits listed are for an initial or subsequent visit with a General Physiotherapist at a Participating Provider. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy/ for full details and to find your nearest Provider.
Refer to individual cover details and the Health Partners Member Guide for more information.
Natural Therapies
Wellness add-on
Benefits for a range of natural therapies including services like remedial massage, therapeutic massage and nutritionist
Extras Waiting Periods
After 2 months, you can start claiming benefits for all Extras Covers, except for:
| Service | Waiting period |
| Major Dental, Endodontics & Periodontics | 12 months |
| Orthodontics | 12 months |
| CPAP Apparatus | 12 months |
| Other Aids and Appliances | 12 months |
Not all benefits are available on all covers.
What our happy customers have to say
“I choose Health Partners because it is a member operated and not-for-profit fund, and has its own great professional services.”
Greg, Morphett Vale
“I chose Health Partners because I believe I get the best value, and dealing with them is easy. Thanks for your help over the last 20+ years.”
Beverly, Wynn Vale
“I find they give me the best cover for all my needs and any time I have a query, the staff are so helpful with the information”
June, Fulham Gardens
Your waiting periods switch with you
You won’t need to re-serve equivalent waits
30 day cooling off period
To make sure you’re happy
Over 80 years of experience
Caring for member’s health since 1937
