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Choose generous Extras cover

Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.

Get a quick free quote. Who is this cover for?

Great value Extras that gives you more

Choose generous Extras cover

Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.

Takes less than 30 seconds

  • Happy members that stay
  • Big Benefits
  • Not for Profit
  • Covered Australia-wide

Great value Extras cover that gives you more

  • Unlimited General Dental & Optical

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    Unlimited General Dental & Optical

    On Top and Standard Extras you can claim as much as you like on General Dental and Optical – so you always get money back!

  • Unlimited 20% off at our pharmacies

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    Unlimited 20% off at our pharmacies

    Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.

  • $12 Physio, over and over.

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    $12 Physio, over and over

    Fixed cost Physio visits, $12 on Top Extras. Over and over. You’ll always know what your out-of-pocket cost is.

  • Ambulance Comes Standard

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    Ambulance Comes Standard

    You’re covered for road and air emergency services Australia-wide. 1 per person per year, up to $20,000. Max 2 per policy per year.

  • Unlimited General Dental & Optical

    Read more

    Unlimited General Dental & Optical

    On Top and Standard Extras you can claim as much as you like on General Dental and Optical – so you always get money back!

  • Unlimited 20% off at our pharmacies

    Read more

    Unlimited 20% off at our pharmacies

    Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.

  • $12 Physio, over and over.

    Read more

    $12 Physio, over and over

    Fixed cost Physio visits, $12 on Top Extras. Over and over. You’ll always know what your out-of-pocket cost is.

  • Ambulance Comes Standard

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    Ambulance Comes Standard

    You’re covered for road and air emergency services Australia-wide. 1 per person per year, up to $20,000. Max 2 per policy per year.

Canstar Most Satisfied Customers 2019 Health Insurer

We’ve officially been recognised by Canstar for having Australia’s Most Satisfied Health Insurance Customers, after being rated the highest of 36 Health Insurers Australia-wide.

Canstar Most Satisfied Customers 2019 Health Insurer

We’ve officially been recognised by Canstar for having Australia’s Most Satisfied Health Insurance Customers, after being rated the highest of 36 Health Insurers Australia-wide.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Top Extras when using a Health Partners Participating Provider, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details and the Health Partners Member Guide for more information.

Choose the best extras cover for your needs,
so you get stuff you’ll actually use.

Looking for Hospital and Extras? Compare here

*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate and paid via direct debit.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. Physiotherapy benefits listed are for an initial or subsequent visit with a General Physiotherapist at a Participating Provider. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy/ for full details and to find your nearest Provider.

Refer to individual cover details  and the Health Partners Member Guide for more information.

Natural Therapies

Wellness add-on

Benefits for a range of natural therapies including services like remedial massage, therapeutic massage and nutritionist

Health Insurance for Physio
Private Health Insurance Extras

About Extras Cover

Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare:

Extras Waiting Periods

After 2 months, you can start claiming benefits for all Extras Covers, except for:

ServiceWaiting period
Major Dental, Endodontics & Periodontics12 months
Orthodontics12 months
CPAP Apparatus12 months
Other Aids and Appliances12 months

Not all benefits are available on all covers.

What our happy customers have to say

Testimonials 5 Stars

“I choose Health Partners because it is a member operated and not-for-profit fund, and has its own great professional services.”

Greg, Morphett Vale

Testimonials 5 Stars

“I chose Health Partners because I believe I get the best value, and dealing with them is easy. Thanks for your help over the last 20+ years.”

Beverly, Wynn Vale

Testimonials 5 Stars

“I find they give me the best cover for all my needs and any time I have a query, the staff are so helpful with the information”

June, Fulham Gardens

Your waiting periods switch with you

You won’t need to re-serve equivalent waits

30 day cooling off period

To make sure you’re happy

Over 80 years of experience

Caring for member’s health since 1937

Busy? Get a call back