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Choose generous Extras cover

Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.

Get a quick free quote. Who is this cover for?

Great value Extras that gives you more

Choose Generous

Extras Cover

Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy.

Takes less than 30 seconds

  • Happy members that stay
  • Big Benefits
  • Not for Profit
  • Covered Australia-wide

Great value Extras cover that gives you more

  • 100% back on Dental Check-ups and Optical

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    100% back on Dental Check-ups and Optical

    On our new Extras everybody gets 100% back on a proper Dental Check-up that includes x-rays and clean, plus get 100% back on your optical limit for prescription eyewear, like glasses, sunglasses and contacts.

  • Unlimited 20% off at our pharmacies

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    Unlimited 20% off at our pharmacies

    Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.

  • 100% back on a Physio Visit

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    100% back on a Physio Visit

    Get 100% back on a Physio visit on all new extras covers, it’s how we help you stay healthy. Extras cover that gives you more, more, even more.

  • Emergency Ambulance

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    Emergency Ambulance

    With our new Extras you’re covered for 100% back on road and air emergency services Australia-wide. 1 per person per year, up to $20,000.

  • 100% back on Dental Check-ups and Optical

    Read more

    100% back on Dental Check-ups and Optical

    On our new Extras everybody gets 100% back on a proper Dental Check-up that includes x-rays and clean, plus get 100% back on your optical limit for prescription eyewear, like glasses, sunglasses and contacts.

  • Unlimited 20% off at our pharmacies

    Read more

    Unlimited 20% off at our pharmacies

    Unlimited 20% off the good stuff like, cosmetics, vitamins and haircare. Available at over 50 participating pharmacies including Priceline and TerryWhite Chemmart.

  • 100% back on a Physio Visit

    Read more

    100% back on a Physio Visit

    Get 100% back on a Physio visit on all new extras covers, it’s how we help you stay healthy. Extras cover that gives you more, more, even more.

  • Emergency Ambulance

    Read more

    Emergency Ambulance

    With our new Extras you’re covered for 100% back on road and air emergency services Australia-wide. 1 per person per year, up to $20,000.

Not living in South Australia?

Take a look at Freedom Extras

Canstar Most Satisfied Customers 2019 Health Insurer
Canstar Most Satisfied Customers 2019 Health Insurer

Canstar awarded ‘Most Satisfied Health Insurance Customers’ 2 years running

Health Partners are proud to provide better value for money, more comprehensive health cover and better customer service Australia-wide.
Thank you to all our members for making us #1, from everyone at Health Partners.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better and Best Extras when using a Health Partners Participating Provider, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details  for more information.

Choose the best extras cover for your needs,
so you get stuff you’ll actually use.

Looking for Hospital Cover? Compare here

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer www.healthpartners.com.au/generous-extras/pharmacy/ for full details and to find your nearest Provider.

Refer to individual cover details  and the Health Partners Member Guide for more information.

About Extras Cover

Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare:

Extras Waiting Periods

After 2 months, you can start claiming benefits for all Extras Covers, except for:

ServiceWaiting period
Major Dental12 months
Orthodontics12 months
Aids and Appliances12 months

Not all benefits are available on all covers.

Frequently Asked Questions

Extras cover provides benefits for a wide range of services that are not covered by Medicare. The most popular services include Optical, Dental, Physiotherapy, Chiropractic, Naturopathy, Dietary and Podiatry. The actual services covered and benefits paid will depend on your particular level of cover.

When you join Health Partners without current health cover, you will have to wait a certain period of time before being eligible for health fund benefits. This is called a waiting period.

If you have health cover already, but are transferring to a higher level of cover, waiting periods may apply for all additional benefits.

For full details see Waiting Periods.

Ambulance cover is available on ALL Health Partners’ policies. There are two types of cover: Non-Emergency Ambulance and Emergency Ambulance.

Non-Emergency Ambulance

If Non-Emergency Ambulance is included in your cover, you will be covered in full if you call an ambulance – regardless of whether the service is classed as emergency or not.

  • Cover for the full cost of the ambulance service up to a maximum of $20,000.
  • Cover for service deemed by the ambulance provider as ‘emergency’ and ‘non-emergency’.
  • Australia-wide coverage by road or air.
  • Service required on medical grounds (this excludes clinic-car type transport).

Emergency Ambulance

If Emergency Ambulance is included in your cover, you will be covered in full for ambulance services that are deemed or classed as ‘emergency’ only.

  • Cover for the full cost of an emergency ambulance call-out up to a maximum of $20,000.
  • Australia-wide coverage by road or air, for emergency service required on medical grounds.

To find out what level of Ambulance cover you have, and what the limits are, refer to your individual cover details.

What our happy customers have to say

Testimonials 5 Stars

“I choose Health Partners because it is a member operated and not-for-profit fund, and has its own great professional services.”

Greg, Morphett Vale

Testimonials 5 Stars

“I chose Health Partners because I believe I get the best value, and dealing with them is easy. Thanks for your help over the last 20+ years.”

Beverly, Wynn Vale

Testimonials 5 Stars

“I find they give me the best cover for all my needs and any time I have a query, the staff are so helpful with the information”

June, Fulham Gardens

Your waiting periods switch with you

You won’t need to re-serve equivalent waits

30 day cooling off period

To make sure you’re happy

Not for profit, we’re in it for you

Caring for members’ health for over 80 years

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