Get an eGift Card worth up to $300^
EGIFTCARD
when you join.Join Hospital and Extras Cover by June 30 and get an eGift Card worth up to $300^. Singles get $150 | Couples and Families get $300
^One Prezzee Swap eGift Card is issued per new membership, not per person/member. Available when you join on any combined (Hospital and Extras) cover (eligible cover) by 30 06 2021. You must quote the promo code EGIFTCARD at the time of joining and maintain eligible cover continuously for 60 days from the cover start date. If the policyholder changes to an ineligible cover during this period, eGift Card will not be issued. The policyholder’s membership must be financial to receive offer. Offer excludes employees and Board Members of Health Partners. Not available in conjunction with any other offers. Health Partners reserves the right to amend the offer terms and conditions, including withdrawal.
Full Terms and Conditions available https://www.healthpartners.com...
Supplier Terms - https://www.prezzee.com.au/doc...
Earn over $90,000?
Can you benefit at tax time?
Learn how to avoid the Medicare Levy Surcharge (MLS) with great value Hospital Cover
Avoid the MLS
Tax time can be confusing enough without having to worry about the Medicare Levy Surcharge (MLS). That’s where Health Partners comes in.
If you’re single and earn over $90,000 (or $180,000 for families and couples), our private hospital cover could reduce your income taxes by avoiding the MLS.
John | Jane | |
| Income | 100,0001 | 100,0001 |
| Private hospital coverage | No | Yes
Health Partners Basic Hospital Plus |
| MLS at tax time | $10002 | $0 |
| Health Insurance Premiums | $0 | $941.971 |
| What this could mean... | John is reliant on the public system. He could experience long wait times and high out-of-pocket expenses if he requires private elective surgery.
With an average trip costing over $1,0004, John could be up for a hefty emergency ambulance bill. | Jane saved $58 by holding hospital cover throughout the tax year. She can choose her procedure schedule, specialist and stay in her own room3. Jane is covered for accidents, even for categories listed as exclusions.
Jane's cover offers unlimited emergency ambulance. |
1. Income and premiums displayed for the entire tax year. Quoted Basic Hospital Plus premiums are for a single living in SA earning $90,001-105,000 aged under 65 (include the Tier 1 Govt. Rebate, or 16.405%).
2. Assumes taxpayer has no dependents
3. If the procedure’s clinical category is included on the Basic Hospital Plus cover (includes Joint reconstructions, Tonsils, adenoids and grommets and Dental surgery). Private room is subject to availability.
4. SA Ambulance Service, 2021
Here's how it works
Here's how it works
- When you earn more than the above thresholds, you have to pay the MLS when you lodge your tax return.
- The Australian Government introduced the MLS to reduce demand on the public health system by encouraging those on higher incomes to take out private health insurance. The MLS is additional to the standard Medicare Levy, which is unavoidable to most Australian taxpayers.
- It’s worth mentioning you’re still eligible for Medicare if you hold private hospital cover.
MLS Income Tiers
To make things simple, we’ve broken it down for you. The surcharge starts at 1% of your income for MLS purposes, rising as your income increases. So, take a look at the table below to see if health cover is right for you.
| Singles | Under $90,000 | $90,001 – $105,000 | $105,001 – $140,000 | $140,001+ |
| Families | Under $180,000 | $180,001 – $210,000 | $210,001 – $280,000 | $280,001+ |
| Surcharge | 0% | 1% | 1.25% | 1.5% |
Source: www.privatehealth.gov.au
Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first.
Why get hospital cover when there's a public system?
Jump the queue
Choose your own specialist
Have the same specialist care from start to finish
Recover in the privacy of your own room
Jump the queue
Jump the queue
With Hospital Cover you can avoid long public hospital waits, which can take months or even years, by choosing your own doctor and timing for treatment.
Choose your own specialist
Choose your own specialist
You get to choose your own specialist, as well as where and when you’ll be treated.
Have the same specialist care from start to finish
Have the same specialist care from start to finish
Continuity of care is something that can’t be undervalued.
Recover in the privacy of your own room
Recover in the privacy of your own room
All levels of hospital policies cover you for a private room, where one is available, giving you comfort and privacy during your recovery.
Canstar awarded ‘Most Satisfied Health Insurance Customers’ 3 years running
Health Partners are proud to provide better customer service and more comprehensive health cover Australia-wide.#
Choose great value private health cover to suit your needs and budget
Cover prices for a single, starting from:
Basic Hospital Plus$18 .12* Per week Affordable cover for accidents and basic hospital services |
Bronze Hospital Plus$22 .81* Per week Great start cover for a range of common procedures |
Silver Hospital$28 .44* Per week Even more protection with some exclusions to keep costs down |
Silver Hospital Plus$34 .30* Per week High level of cover for a wide range of procedures |
Gold Hospital$36 .29* Per week Top cover that includes pregnancy and birth related procedures |
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Choice of excess
Accident cover 
Unlimited Emergency Ambulance |
Choice of excess 
No excess for accidents
Unlimited Emergency Ambulance |
Choice of excess 
No excess for kids
Unlimited Emergency Ambulance |
Choice of excess
No excess for kids
Unlimited Emergency Ambulance |
Choice of excess
No excess for kids
Unlimited Emergency Ambulance 
No Clinical Category Exclusions |
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Basic Hospital Plus
$18
.12*
Per week
Affordable cover for accidents and basic hospital services
Choice of excess
Accident cover
Unlimited Emergency Ambulance
Bronze Hospital Plus
$22
.81*
Per week
Great start cover for a range of common procedures
Choice of excess
No excess for accidents
Unlimited Emergency Ambulance
Silver Hospital
$28
.44*
Per week
Even more protection with some exclusions to keep costs down
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
Silver Hospital Plus
$34
.30*
Per week
High level of cover for a wide range of procedures
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
Gold Hospital
$36
.29*
Per week
Top cover that includes pregnancy and birth related procedures
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
No Clinical Category Exclusions
Switching from another health fund? No worries!
We do all the paperwork & contact your insurer
Waiting periods already served switch with you
30 day cooling off period to make sure you’re happy
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