Get 8 weeks free and instant access to extras^
8WFREE
when you joinGet 8 weeks free and instant access to extras when you join Hospital and Extras Cover by June 30.
^This Offer is available for new members on new memberships who join and start a combined Hospital and Extras cover (eligible cover) by 30 06 2022 and who have not held Health Partners health cover in the last 6 months. If the new member maintains eligible cover continuously for 60 days from the cover start date and remains on an eligible combined cover during this period, they will receive 4 weeks free. The policyholder’s membership must be financial to receive this initial 4 weeks free. The initial 4 weeks free cover will be applied to the eligible cover within 30 paid days after completing 60 continuous days of paid membership to allow for data and processing time.
The member must maintain their eligible cover continuously for 365 days from the cover start date to receive an additional 4 weeks free (a total of 8 weeks free). If the policyholder changes to an ineligible cover during this period, or cancels their cover, this will not be issued. The policyholder’s membership must be financial to receive this offer.
1. The Promoter is Health Partners Limited ABN 43128282904 (“Promoter” or “Health Partners”).
2. The offer mechanism is described above.
3. By participating in this promotion, you agree to be bound by these terms and conditions.
4. The offer excludes employees and Board Members of Health Partners.
5. Not available in conjunction with any other offers. This offer is not transferrable or redeemable for cash
6. This offer is available per policy, not per person/member covered on a policy, and at a maximum of one offer per household.
7. Health Partners reserves the right to amend the offer terms and conditions without notice, including withdrawal.
Instant access applies to extras benefits with a 2 month waiting period only after the first Premium Payment has been received. Annual limits, other waiting periods, restrictions and exclusions apply. Refer to Individual Cover details and Member Guide for full details.
Earn over $90k?
Can you benefit at tax time?
Learn how to avoid the Medicare Levy Surcharge (MLS) with great value Hospital Cover
Avoid the MLS
Tax time can be confusing enough without having to worry about the Medicare Levy Surcharge (MLS). That’s where Health Partners comes in.
If you’re single and earn over $90,000 (or $180,000 for families and couples), our private hospital cover could reduce your income taxes by avoiding the MLS.
John | Jane | |
| Income | $100,0001 | $100,0001 |
| Private hospital coverage | No | Yes
Health Partners Basic Hospital Plus |
| MLS at tax time | $10002 | $0 |
| Health Insurance Premiums | $0 | $1027.991 |
| What this could mean... | John is reliant on the public system. He could experience long wait times and high out-of-pocket expenses if he requires private elective surgery.
With an average trip costing over $1,0004, John could be up for a hefty emergency ambulance bill. | Jane avoided the MLS at tax time by holding hospital cover throughout the tax year. She can choose her procedure schedule, specialist and stay in her own room3. Jane is covered for accidents, even for categories listed as exclusions.
Jane's cover offers unlimited emergency ambulance. |
1. Income and premiums displayed for the entire tax year. Quoted Basic Hospital Plus premiums are for a single living in SA earning $90,001-105,000 aged under 65 (include the Tier 1 Govt. Rebate, or 16.405%).
2. Assumes taxpayer has no dependents
3. If the procedure’s clinical category is included on the Basic Hospital Plus cover (includes Joint reconstructions, Tonsils, adenoids and grommets and Dental surgery). Private room is subject to availability.
4. SA Ambulance Service, 2021
Here's how it works
- When you earn more than the above thresholds, you have to pay the MLS when you lodge your tax return.
- The Australian Government introduced the MLS to reduce demand on the public health system by encouraging those on higher incomes to take out private health insurance. The MLS is additional to the standard Medicare Levy, which is unavoidable to most Australian taxpayers.
- It’s worth mentioning you’re still eligible for Medicare if you hold private hospital cover.
MLS Income Tiers
To make things simple, we’ve broken it down for you. The surcharge starts at 1% of your income for MLS purposes, rising as your income increases. So, take a look at the table below to see if health cover is right for you.
| Singles | Under $90,000 | $90,001 – $105,000 | $105,001 – $140,000 | $140,001+ |
| Families | Under $180,000 | $180,001 – $210,000 | $210,001 – $280,000 | $280,001+ |
| Surcharge | 0% | 1% | 1.25% | 1.5% |
Source: www.privatehealth.gov.au
Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first.
Why get hospital cover when there's a public system?
Jump the queue
Choose your own specialist
Have the same specialist care from start to finish
Recover in the privacy of your own room
Jump the queue
Jump the queue
With Hospital Cover you can avoid long public hospital waits, which can take months or even years, by choosing your own doctor and timing for treatment.
Choose your own specialist
Choose your own specialist
You get to choose your own specialist, as well as where and when you’ll be treated.
Have the same specialist care from start to finish
Have the same specialist care from start to finish
Continuity of care is something that can’t be undervalued.
Recover in the privacy of your own room
Recover in the privacy of your own room
All levels of hospital policies cover you for a private room, where one is available, giving you comfort and privacy during your recovery.
Choose great value private health cover to suit your needs and budget
Cover prices for a single, starting from:
Basic Hospital Plus$19 .77* Per week Affordable cover for accidents and basic hospital services |
Bronze Hospital Plus$22 .81* Per week Great start cover for a range of common procedures |
Silver Hospital Plus Lite$28 .44* Per week Even more protection with some exclusions to keep costs down |
Silver Hospital Plus Advtange$37 .93* Per week High level of cover for a wide range of procedures |
Gold Hospital Complete$44 .87* Per week Top cover that includes pregnancy and birth related procedures |
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Choice of excess
Accident cover 
Unlimited Emergency Ambulance |
Choice of excess 
No excess for accidents
Unlimited Emergency Ambulance |
Choice of excess 
No excess for kids
Unlimited Emergency Ambulance |
Choice of excess
No excess for kids
Unlimited Emergency Ambulance |
Choice of excess
No excess for kids
Unlimited Emergency Ambulance 
No Clinical Category Exclusions |
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Basic Hospital Plus
$19
.77*
Per week
Affordable cover for accidents and basic hospital services
Choice of excess
Accident cover
Unlimited Emergency Ambulance
Bronze Hospital Plus
$22
.81*
Per week
Great start cover for a range of common procedures
Choice of excess
No excess for accidents
Unlimited Emergency Ambulance
Silver Hospital Plus Lite
$28
.44*
Per week
Even more protection with some exclusions to keep costs down
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
Silver Hospital Plus Advtange
$37
.93*
Per week
High level of cover for a wide range of procedures
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
Gold Hospital Complete
$44
.87*
Per week
Top cover that includes pregnancy and birth related procedures
Choice of excess
No excess for kids
Unlimited Emergency Ambulance
No Clinical Category Exclusions
Switching from another health fund? No worries!
We do all the paperwork & contact your insurer
Waiting periods already served switch with you
30 day cooling off period to make sure you’re happy
© Copyright Health Partners. 2022 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
© Copyright Health Partners. 2022 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
