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Don’t Pay for Pregnancy
until you’re Pregnant

Switching funds? We make it easy

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100% owned by members
Enjoy generous limits on a range of services
Enjoy generous limits on a range of services
Peace of mind wherever you are
  • Happy members that stay

    100% owned by members
  • Big Benefits

    Enjoy generous limits on a range of services
  • Not for Profit

    Our profits are invested back to benefit our members
  • Covered Australia-wide

    Peace of mind wherever you are

Save your cash with Maybe Baby

Most health insurers would have you pay for pregnancy well before you actually get pregnant to be covered.

Lucky for you Health Partners is different! With Maybe Baby, this clever little feature means you don’t pay for pregnancy cover until you actually fall pregnant. Cha-ching!

  • Save on Pregnancy until you need it
  • Emergency Ambulance
  • Generous Extras and Wellness cover
Find cover
How does it work?
  • Join ‘My Choice’ cover and stay for at least 24 months.
  • Uh-oh moment!
    Find out you are pregnant.
  • Call us to upgrade your cover 6 months before your due date.
  • Have your baby in the comfort of a Private Hospital

Get the right cover for right now

  • I want good cover but I don’t need cover for Pregnancy.

    From

    $30.36

    Per week* Get a quote

    Bronze Hospital

    Pregnancy Excluded

    $500 excess to help keep your premium low

    No Excess for Accidents or Surgical removal of wisdom teeth

    Only 8 Hospital exclusions + 2 restrictions.
    • Exclusions
    • Speech or Sound Processor (e.g. Cochlear Implant)
    • Dialysis for chronic kidney failure
    • Eye surgery
    • Insulin pumps
    • Joint replacement procedures
    • Pregnancy & birth-related services
    • IVF/GIFT
    • Surgical weight loss procedures
    • Restricted benefits
    • Payable for treatment in a public hospital for Psychiatric and Rehabilitation services

    All other eligible Medicare recognised procedures included, even the big stuff like:

    Knee and other joint reconstructions

    Hospital and Rehab in the home

    Surgical removal of Wisdom Teeth

    Appendix

    Cancer

    Heart

    Emergency ambulance

    More

    Silver Extras

    Includes cover for 18 Extras services, such as

    Unlimited Optical & General Dental

    Major Dental

    Orthodontic

    $16 Physio visits

    Pharmacy

    Chiropractic

    Wellness services, such as Gym & Fitness benefits

  • I’m not planning a baby now but want flexibility in the future.

    From

    $31.53

    Per week* Give me a quote

    My Choice
    with Maybe Baby

    Lower Excess of $300 to help manage costs if the unexpected arises

    Maybe Baby benefit
    • After 2 years of continuous cover you can transfer to any Health Partners cover where pregnancy is covered without serving the usual 12 month waiting period
    Only 9 hospital exclusions + 2 restrictions
    • Exclusions
    • Pregnancy and birth-related services
    • Dialysis for chronic kidney failure
    • Joint replacement procedures
    • Eye surgery
    • Assisted reproductive services (e.g. IVF)
    • Sterilisation/Vasectomy reversal
    • Surgical weight loss procedures
    • Insulin Pump replacements
    • Speech or Sound Processor replacements (e.g. Cochlear implant)
    • Restricted benefits
    • Payable for treatment in a public hospital for, Psychiatric and Rehabilitation services

    All other eligible Medicare recognised procedures included, even the big stuff like:

    Knee and other joint reconstructions

    Surgical removal of wisdom teeth

    Appendix

    Cancer

    Heart

    Emergency Ambulance

    More

    My Choice

    Includes cover for 17 Extras services, such as

    Unlimited Optical & General Dental

    Major Dental

    Combined limits for Physio, Pilates, Chiro and Osteo to give you choice

    Wellness services such as Gym and Fitness benefits

    Pharmacy

    Podiatry

  • I know I need private pregnancy cover.

    From

    $30.18

    Per week* Get a quote

    Gold Value
    Hospital
    with Maternity

    $500 excess to help keep your premium low

    No Excess for Kids - Ever

    No Hospital Exclusions on eligible Medicare recognised procedures,
    including:

    Pregnancy

    Knee and other joint reconstructions & replacements

    Hospital and Rehab in the home

    Surgical Removal of Wisdom Teeth

    Appendix

    Cancer

    Heart

    Emergency & Non-Emergency Ambulance

    More

  • I’m looking for private pregnancy cover and want great value Dental, Optical and Physio cover.

    From

    $38.40

    Per week* Get a quote

    Gold Value
    Hospital
    with Maternity

    $500 excess to help keep your premium low

    No Excess for Kids - Ever

    No Hospital Exclusions on eligible Medicare recognised procedures,
    including:

    Pregnancy

    Knee and other joint reconstructions & replacements

    Hospital and Rehab in the home

    Surgical Removal of Wisdom Teeth

    Appendix

    Cancer

    Heart

    Emergency & Non-Emergency Ambulance

    More

    Silver Extras

    Includes cover for 18 Extras services, such as

    Unlimited Optical & General Dental

    Major Dental

    Orthodontic

    $16 Physio visits

    Pharmacy

    Chiropractic

    Wellness services, such as Gym & Fitness benefits

Premiums displayed are for Singles cover in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading, and paid via direct debit.

Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level: those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details and the Health Partners Member Guide for more information.

My Choice Package is great
value for young women

Including smart little money saving feature called Maybe Baby. It means you only pay for maternity cover once you fall pregnant. Let us know you’re pregnant at least 6 months before your due date, and you can upgrade to another level of cover that includes Pregnancy, and not have to serve any waits for that service.

You’ll have access to the Maybe Baby feature once you’ve been on the My Choice package for 24 months. It’s the perfect way to make sure you’re not paying for cover you don’t need. If you are actively planning a pregnancy now check out our Gold Value Maternity.

Get cover now

Switching from another health fund? No worries!

  • We do all the paperwork
    & contact your insurer
  • Waiting periods already
    served switch with you
  • 30 day cooling off period
    to make sure you’re happy

What our happy customers have to say

  • "I choose Health Partners because I believe I get the best value, and dealing with them is easy. Thank you for your help over the last 20+ years"
    Beverly, 51, Wynn Vale
  • “I find they give me the best cover for all my needs and any time I have a query the staff are so helpful with the information.”
    June, 32, Fulham Gardens
  • “I choose Health Partners because it is a member operated and not-for-profit fund, and has its own great professional services.”
    Greg, 42, Morphett Vale

Get a quote in 5 minutes

Worried about switching? Don’t be! Waiting periods already served switch with you to Health Partners.

Get a generous quote

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