Private Health Insurance


We've answered some of the most common questions about your Health Partners cover and COVID-19 below.

Don't see your question answered? Our Member Care team are here to help, contact us today.

Private Health Cover and COVID-19

Yes. You’re covered for all COVID-19 related claims on all Health Partners Hospital cover irrespective of the terms of that policy, at no extra cost.

This includes lung and chest, kidney and bladder, and dialysis for chronic kidney failure, if you’re admitted to hospital and the conditions are linked to COVID-19.

For more information about what is included, please contact our Member Care team.

A 12-month waiting period applies for pre-existing conditions for new Health Partners’ hospital policies, and upgrades to existing policies. The waiting period will apply if you have symptoms of COVID-19 before you take out or upgrade your policy, and you will not be able to claim for treatment.

If you already have a Hospital policy with Health Partners and have served your waiting periods, there are no extra waiting periods for claims relating to hospitalisation for COVID-19 treatment.

You can learn more about pre-existing conditions in our guide to Waiting Periods.

Yes. Telehealth appointments for physiotherapy, psychology, speech therapy, dietetics and exercise physiology via telehealth are covered with eligible extras, until further notice.

Contact our Member Care team to check whether you’re eligible to claim for your telehealth appointment, and what benefits you’ll receive.

We have options for members experiencing financial hardship, including when it relates to COVID-19, and our team are here to help.

Please call our Member Care team on 1300 113 113 or visit our contact page to discuss your individual circumstances and options.

As a not-for-profit health fund we focus on giving back to our members in every possible way. Throughout the COVID-19 pandemic we’ve worked hard to improve affordability and give back to our members when you needed it most, through:

  • Reduced premiums for all hospital covers and extras covers for 3 months between April-July 2020.
  • Postponing the April 2020 premium increase for 6 months to 1 October 2020.
  • Postponing the April 2021 premium increase for 3 months to 1 July 2021. Find out more about why premiums increase.

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