Claiming the Rebate
You may claim the rebate as a reduction in your contributions by nominating a Rebate Tier. Alternatively, you can claim the rebate via your tax return.
Please note that if you have a Lifetime Health Cover (LHC) loading, the rebate is not claimable on the LHC component of your private health cover premiums.
Nominating a rebate tier
Use the table above to determine your Rebate Tier.
You can nominate a tier:
Note: There is no penalty for choosing the incorrect rebate tier for your private health insurance policy. When you complete your income tax return, the ATO will review the rebate tier you have elected against your taxable income. If you have not claimed enough, you will be reimbursed for that amount, however you may acquire a tax debt if you have claimed too much.