Hospital cover helps cover your costs when you are treated as a private patient in hospital. It also gives you options – like being treated by your own doctor, shorter waiting times for elective surgery and the timing of your treatment. With Health Partners, you have the option of taking out standalone hospital cover or a package cover which combines hospital and extras in the one package for you.
Hospital cover helps pay for Medicare-recognised procedures when you are admitted to hospital. With all hospital cover options, you are eligible to receive benefits at your choice of participating hospitals (private or public), Australia-wide. If the procedure or service you require is included in your cover, Health Partners will:
- Your accommodation in hospital (including registered day facilities)
- Your theatre, labour ward and intensive care fees
- All PBS prescriptions relating to your admission, while you’re in hospital
- An extensive range of government-recognised surgically implanted prostheses
- Access to a range of health management and support programs.
- In-patient medical expenses.
- A range of additional services depending on your level of cover.
To compare hospital cover, view the summary of services table.
What’s not covered
There are some situations where your Health Partners hospital cover will not cover you:
- Outpatient services
- Services at unregistered day facilities
- Emergency department facility fees (unless otherwise specified)
- Excluded services (see individual cover options for details).
Limited benefits apply for admissions where a Medicare rebate does not apply to the treatment procedures. Benefits paid are in accordance with the Federal Government default payment schedule. This may result in large out-of-pocket expenses.
For more information, please refer to what's covered or contact us.
Excess and co-payment
With Health Partners you can select from various excess and co-payment options when deciding on your hospital cover.