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Insurance for

Insurance for...

Find the best health insurance for you based on your life stage.

Just myself

Just myself

Find out more about health cover options for Singles.

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Just the two of us

Just the two of us

Find out more about health cover options for Couples.

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Me and my kids

Me and my kids

Find out more about health cover options for Sole Parents.

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The whole family

The whole family

Find out more about health cover options for Families.

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Over 65s

Over 65s

Find out more about health cover options for Seniors.

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Cover Type

Cover type...

Find the best health insurance for you based on the type of cover you're after.

Extras cover

Extras Cover

gives you affordable access to services generally not covered by medicare such as dental, optical, physiotherapy, chiropractic, pharmacy and much more.




Hospital Cover

Hospital Cover

helps cover your costs when you are treated as a private patient in hospital. It also gives you options – like being treated by your own doctor, shorter waiting times for elective surgery and the timing of your treatment.

Package Cover

Package Cover

combines hospital and extras in the one package for you – we have four to choose from to suit different life stages and budgets. Or design your own package by selecting one of our hospital covers and adding one of our extras covers.


 

Making sense of health insurance

Making Sense of Health Insurance

Private health insurance can be difficult to understand. So, if you’re new to health insurance, or just want to know more, we’ve put together the following information to help make it easier for you.

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Extras cover explained  |  Hospital cover explained  |  Packaged cover explained

Useful Information

Useful Information

Here's where you'll find information on important things like Lifetime Health Cover, Waiting Periods and the Medicare Levy Surcharge.

Lifetime Health Cover Loading

Lifetime Health Cover

Lifetime Health Cover is a Federal Government initiative designed to encourage you to take out private Hospital Cover earlier in life and maintain your cover.

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Waiting periods

Waiting Periods

Waiting periods are an initial period after joining or upgrading your private health cover during which you cannot claim on certain goods, treatments and services.

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Government Rebates

Government Rebates

The Australian Government Rebate on Private Health Insurance reduces the amount you pay for private health insurance.

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Medicare levy surcharge

Medicare Levy Surcharge

The Medicare Levy surcharge is a maximum 1.5% surcharge imposed on people who earn above a certain level of income and who do not have private hospital cover.

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FAQs

FAQs

Read some of our frequently asked questions.

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Access Gap Cover

Access Gap Scheme

Should you need hospital care, you can eliminate or reduce the gap with Health Partners Access Gap Cover.

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Get a quote

Get a quote

Call Health Partners on 1300 113 113 1300 113 113 or get a quote online

(or 1800 182 322 if you are outside the Adelaide metropolitan area or interstate)