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    In this Section

    • Gold Hospital
    • Silver Hospital
    • Bronze Hospital
    • Bronze Plus Package

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    Home Hospital Cover Hospital Cover at a Glance Compare Hospitals

    Gold Hospital

    Gold Hospital Silver Hospital Bronze Hospital Bronze Plus Package

    All benefits and rates listed are effective 1 April 2013.

    Gold Hospital is our highest level of Hospital Cover, providing comprehensive cover and complete peace of mind.

    Your are covered for the following in-hospital services at your choice of participating private or public hospitals Australia-wide:

    • All medically-necessary admissions (conditions for which a Medicare rebate applies)
    • Same day and overnight accommodation
    • Operating theatre, labour ward and special unit care
    • All prescriptions covered by the Government Pharmaceutical Benefits Scheme prescribed and used in hospital for treatment directly related to the hospital admission
    • An extensive range of Government-recognised surgically implanted prostheses.

    Participating private hospitals are hospitals which have an agreement with Health Partners. This ensures you receive quality benefits and services at most hospitals Australia-wide. For more information, contact us.

    We recommend that you contact us prior to your admission to ensure that you receive the highest possible benefits and avoid any unexpected gaps.

    Home Nursing

    You are covered for home nursing by a Registered Nurse. Benefit:

    • Wound management (1-35 minutes) $40
    • Wound management (36-65 minutes) $70
    • Wound management (66+ minutes) $100
    • IV Medication (1-35 minutes) $40
    • IV Medication (36-65 minutes) $70
    • IV Medication (66+ minutes) $100
    • Palliative care (minimum 4 Hours) $250
    Limit $5,500 (with a sub-limit of $3,000 for palliative care).

    Post Admission

    You receive 100% of the fee charged for:

    • Pharmaceutical prescriptions approved by the fund and prescribed by the discharging hospital – $1,500 limit

    You receive 75% of the fee charged for:

    • Non-surgically implanted prostheses and appliances such as mammary prostheses and prosthetic bras and wigs – $800 limit
    • Purchase or hire of post-surgical recovery aids such as compression garments, braces and casts – $250 limit.

    Home Sleep Studies

    $50 benefit for home sleep studies when using a Health Partners Participating Provider – $100 limit.

    Chronic Condition Management

    You receive 75% of the fee charged for:

    • Bone density test – $100 limit
    • Compression garments for approved conditions – $100 limit
    • Diabetes education – $50 limit per consultation
    • Hip Safety Kit – $100 limit

    You receive 50% of the fee charged for:

    • Membership of Asthma Foundation – $20 limit

    Chronic Condition Management has an overall limit of $400.

    Eligibility requirements apply and we may request a supporting letter from your medical practitioner.

    Health Management Programs

    These programs are designed to support members who may need some extra help when it comes to managing their health. Programs include Coronary Artery Disease, Bone Health and Type 2 Diabetes. All applications are individually assessed by Health Partners prior to enrolment.

    Newborn Support Program

    This program provides you with free support from qualified midwives during pregnancy and the first year of your baby's life. It gives you the opportunity to look after the health of both you and your baby, offering advice and support in areas such as high blood pressure during pregnancy, breastfeeding, sleeping and advice on solids after birth. Support is available via email and phone, along with extensive information available online at any time.

    For more information on the Newborn Support Program click here.

    Home Health Partner

    The primary aim of Home Health Partner is to assist you to leave hospital earlier or avoid a hospital admission altogether.

    All cases are individually reviewed by the hospital prior to your discharge to the care of your GP, with a care plan developed appropriate to your clinical needs.

    Full Ambulance Cover

    With our Ambulance Cover, you get real peace of mind because you are covered in full for ambulance costs, whether it's an emergency or not. Full cover includes:

    • Emergency and non-emergency
    • Australia-wide coverage
    • Road and air ambulance services
    • Every service required on medical grounds (excludes clinic-car type transport)
      Limit $20,000.

    Exclusions

    You are not covered for anything relating to:

    • In-hospital services such as dental, physiotherapy and dietary
    • Medical fees charged in excess of the Medicare Scheduled Fee unless your doctor is participating in Access Gap Cover
    • X-rays, unregistered day facilities
    • Services rendered as an outpatient
    • Emergency department facility fees.

    Restrictions

    Restricted benefits apply for cosmetic surgery, laser eye surgery and any other admission where a Medicare rebate does not apply to the treatment procedures. Benefits paid are in accordance with the Federal Government default payment schedule.

    Restrictions apply for Surgical Podiatry procedures benefits. An 85% benefit is payable only when the provider is a Fellow of the Australian College of Podiatric Surgeons and the procedure is performed in hospital. Limit $350.

    Members who have been in hospital for more than 35 days and have been reclassified as Nursing-Home Type Patients are required by law to make a significant contribution to hospital charges.

    Your Options

    The following options cover you for all of the above, but you may choose a co-payment to reduce your contribution rate.

    Gold Hospital No excess or co-payment.
    Gold Hospital 25 A daily co-payment of $25 is payable if you are admitted to hospital.
    Gold Hospital 50 A daily co-payment of $50 is payable if you are admitted to hospital.

     

    Co-payment does not apply to dependant children on your membership.

    Refer to Excess and Co-payment summary here for further information.

    Standard Information Statements

    To view a Standard Information Statement (SIS) for any of the Gold Hospital products please visit privatehealth.gov.au. For more information on the SIS please click here.

    Click here to get a quote

    All benefits and rates listed are effective 1 April 2013.

    Silver Hospital is our medium level of Hospital Cover, providing comprehensive cover and complete peace of mind with excess options to reduce your premiums.

    You are covered for the following in-hospital services at your choice of participating private or public hospitals Australia-wide:

    • All medically-necessary admissions (conditions for which a Medicare rebate applies)
    • Same-day and overnight accommodation
    • Operating theatre, labour ward and special unit care
    • All prescriptions covered by the Government Pharmaceutical Benefits Scheme prescribed and used in hospital for treatment directly related to the hospital admission
    • An extensive range of Government-recognised surgically implanted prostheses.

    Participating private hospitals are hospitals which have an agreement with Health Partners. This ensures you receive quality benefits and services at most hospitals Australia-wide. For more information contact us.

    We recommend that you contact us prior to your admission to ensure that you receive the highest possible benefits and avoid any unexpected gaps.

    Home Nursing

    You are covered for home nursing by a Registered Nurse. Benefit:

    • Wound management (1-35 minutes) $40
    • Wound management (36-65 minutes) $70
    • Wound management (66+ minutes) $100
    • IV Medication (1-35 minutes) $40
    • IV Medication (36-65 minutes) $70
    • IV Medication (66+ minutes) $100
    • Palliative care (minimum 4 Hours) $250
    Limit $5,500 (with a sub-limit of $3,000 for palliative care).

    Post Admission

    You receive 100% of the fee charged for:

    • Pharmaceutical prescriptions approved by the fund and prescribed by the discharging hospital – $1,500 limit

    You receive 75% of the fee charged for:

    • Non-surgically implanted prostheses and appliances such as mammary prostheses and prosthetic bras and wigs – $500 limit
    • Purchase or hire of post-surgical recovery aids such as compression garments, braces and casts – $250 limit.

    Health Management Programs

    These programs are designed to support members who may need some extra help when it comes to managing their health. Programs include Coronary Artery Disease and Bone Health. All applications are individually assessed by Health Partners prior to enrolment.

    Newborn Support Program

    This program provides you with free support from qualified midwives during pregnancy and the first year of your baby's life. It gives you the opportunity to look after the health of both you and your baby, offering advice and support in areas such as high blood pressure during pregnancy, breastfeeding, sleeping and advice on solids after birth. Support is available via email and phone, along with extensive information available online at any time.

    For more information on the Newborn Support Program click here.

    Home Health Partner

    The primary aim of Home Health Partner is to assist you to leave hospital earlier or avoid a hospital admission altogether.

    All cases are individually reviewed by the hospital prior to your discharge to the care of your GP, with a care plan developed appropriate to your clinical needs.

    Full Ambulance Cover

    With our Ambulance Cover, you get real peace of mind because you are covered in full for ambulance costs, whether it's an emergency or not. Full cover includes:

    • Emergency and non-emergency
    • Australia-wide coverage
    • Road and air ambulance services
    • Every service required on medical grounds (excludes clinic-car type transport)
      Limit $20,000.

    Exclusions

    You are not covered for anything relating to:

    • In-hospital services such as dental, physiotherapy, dietary and podiatry (Extras Cover is required)
    • Medical fees charged in excess of the Medicare Scheduled Fee unless your doctor is participating in Access Gap Cover
    • X-rays, unregistered day facilities
    • Services rendered as an outpatient
    • Emergency department facility fees.

    Restrictions

    Restricted benefits apply for cosmetic surgery, laser eye surgery and any other admission where a Medicare rebate does not apply to the treatment procedures. Benefits paid are in accordance with the Federal Government default payment schedule.

    Restrictions apply for Surgical Podiatry procedures benefits. An 85% benefit is payable only when the provider is a Fellow of the Australian College of Podiatric Surgeons and the procedure is performed in hospital. Limit $350.

    Members who have been in hospital for more than 35 days and have been reclassified as Nursing-Home Type Patients are required by law to make a significant contribution to hospital charges.

    Your Options

    The following options cover you for all of the above, but you may choose the excess to reduce your contribution rate.

    Silver Hospital 250 A once-off $250 excess and daily co-payment of $50 is payable if you are admitted to hospital.
    Silver Hospital 500 A once-off $500 excess and daily co-payment of $50 is payable if you are admitted to hospital.

    The excess stated is limited to once per year per person, commencing on the first day of any admission to hospital. Excess and co-payment does not apply to dependant children on your membership.

    Refer to Excess and Co-payment summary here for further information.

    Standard Information Statements

    To view a Standard Information Statement (SIS) for any of the Silver Hospital products please visit privatehealth.gov.au. For more information on the SIS please click here.

    Click here to get a quote

    All benefits and rates listed are effective 1 April 2013.

    Bronze Hospital is our basic level of Hospital Cover, providing peace of mind for most services. Selected exclusions means you pay a reduced premium.

    You are covered for the following in-hospital services at your choice of participating private or public hospitals Australia-wide:

    • Same-day and overnight accommodation
    • Operating theatre and special unit care
    • All prescriptions covered by the Government Pharmaceutical Benefits Scheme prescribed and used in hospital for treatment directly related to the hospital admission
    • An extensive range of Government-recognised surgically implanted prostheses.

    Participating private hospitals are hospitals which have an agreement with Health Partners. This ensures you receive quality benefits and services at most hospitals Australia-wide. For more information, contact us.

    We recommend that you contact us prior to your admission to ensure that you receive the highest possible benefits and avoid any unexpected gaps.

    Home Nursing

    You are covered for home nursing by a Registered Nurse. Benefit:

    • Wound management (1-35 minutes) $40
    • Wound management (36-65 minutes) $70
    • Wound management (66+ minutes) $100
    • IV Medication (1-35 minutes) $40
    • IV Medication (36-65 minutes) $70
    • IV Medication (66+ minutes) $100
    • Palliative care (minimum 4 Hours) $250

    Limit $500.

    Post Admission

    You receive 100% of the fee charged for:

    • Pharmaceutical prescriptions approved by the fund and prescribed by the discharging hospital – $500 limit

    You receive 75% of the fee charged for:

    • Non-surgically implanted protheses and appliances such as mammary prostheses and prosthetic bras and wigs – $500 limit
    • Purchase or hire of recovery aids such as compression garments, braces and casts – $250 limit.

    Health Management Programs

    These programs are designed to support members who may need some extra help when it comes to managing their health. Programs include Coronary Artery Disease, Bone Health and Type 2 Diabetes. All applications are individually assessed by Health Partners prior to enrolment.

    Home Health Partner

    The primary aim of Home Health Partner is to assist you to leave hospital earlier or avoid a hospital admission altogether.

    All cases are individually reviewed by the hospital prior to you discharge to the care of your GP, with a care plan developed appropriate to your clinical needs.

    Exclusions

    You are not covered for anything relating to:

    • Pregnancy and birth-related services
    • Assisted reproductive services
    • Sterilisation reversal
    • Joint replacement
    • Surgical weight loss procedures
    • Dialysis for chronic kidney failure
    • Any emergency and non-emergency ambulance transport
    • In-hospital services such as dental, physiotherapy, dietary and podiatry (Extras Cover is required)
    • Medical fees charged in excess of the Medicare Scheduled Fee unless your doctor is participating in Access Gap Cover
    • X-rays, unregistered day facilities
    • Services rendered as an outpatient
    • Emergency department facility fees.

    Restrictions

    Restricted benefits apply for cosmetic surgery, laser eye surgery and any other admission where a Medicare rebate does not apply to the treatment procedures. Benefits paid are in accordance with the Federal Government default payment schedule.

    Restrictions apply for Surgical Podiatry procedures benefits. An 85% benefit is payable only when the provider is a Fellow of the Australian College of Podiatric Surgeons and the procedure is performed in hospital. Limit $350.

    Members who have been in hospital for more than 35 days and have been reclassified as Nursing-Home Type Patients are required by law to make a significant contribution to hospital charges.

    Your Options

    The following option covers you for all of the above.

    Bronze Hospital 500 A once-off $500 excess and daily co-payment of $50 is payable if you are admitted to hospital.

    The excess stated is limited to once per year per person, commencing on the first day of any admission to hospital.

    Refer to Excess and Co-payment summary here for further information.

    Standard Information Statements

    To view a Standard Information Statement (SIS) for Bronze Hospital Cover please visit privatehealth.gov.au. For more information on the SIS please click here.

    Click here to get a quote

    All benefits and rates listed are effective 1 April 2013.

    Bronze Plus is all our all in one package covering you for the basics in both Hospital and Extras. There are selected exclusions in the Hospital Cover to ensure premiums are kept low.

    To view information on the Extras component of Bronze Plus, click here.

    You are covered for the following in-hospital services at your choice of participating private or public hospitals Australia-wide:
    • Same-day and overnight accommodation
    • Operating theatre and special unit care
    • All prescriptions covered by the Government Pharmaceutical Benefits Scheme prescribed and used in hospital for treatment directly related to the hospital admission
    • An extensive range of Government-recognised surgically implanted prostheses.

    Participating private hospitals are hospitals which have an agreement with Health Partners. This ensures you receive quality benefits and services at most hospitals Australia-wide. For more information, contact us.

    We recommend that you contact us prior to your admission to ensure that you receive the highest possible benefits and avoid any unexpected gaps.

    Home Nursing

    You are covered for home nursing provided by a Registered Nurse:

    • Wound Management (1-35 minutes) $40
    • Wound Management (36-65 minutes) $70
    • Wound Management (66+ minutes) $100
    • IV Medication (1-35 minutes) $40
    • IV Medication (36-65 minutes) $70
    • IV Medication (66+ minutes) $100
    • Palliative Care (minimum 4 Hours) $250
    Limit $500

    Post Admission

    You receive 100% of the fee charged for:

    • Pharmaceutical prescriptions approved by the fund and prescribed by the discharging hospital – $500 limit

    You receive 75% of the fee charged for:

    • Non-surgically implanted prostheses and appliances such as mammary prostheses and prosthetic bras and wigs – $500 limit
    • Purchase or hire of recovery aids such as compression garments, braces and casts – $250 limit.

    Health Management Programs

    These programs are designed to support members who may need some extra help when it comes to managing their health. Programs include Coronary Artery Disease, Bone Health and Type 2 Diabetes. All applications are individually assessed by Health Partners prior to enrolment.

    Home Health Partner

    The primary aim of Home Health Partner is to assist you to leave hospital earlier or avoid a hospital admission altogether.

    All cases are individually reviewed by the hospital prior to you discharge to the care of your GP, with a care plan developed appropriate to you clinical needs.

    Exclusions

    You are not covered for anything relating to:

    • Pregnancy and birth-related services
    • Assisted reproductive services
    • Sterilisation reversal
    • Joint replacement
    • Surgical weight loss procedures
    • Dialysis for chronic kidney failure
    • Any non-emergency ambulance transport
    • In-hospital services such as dental, physiotherapy, dietary and podiatry (Extras Cover is required)
    • Medical fees charged in excess of the Medicare Scheduled Fee unless your doctor is participating in Access Gap Cover
    • X-rays, unregistered day facilities
    • Services rendered as an outpatient
    • Emergency department facility fees.

    Restrictions

    Restricted benefits apply for cosmetic surgery, laser eye surgery and any other admission where a Medicare rebate does not apply to the treatment procedures. Benefits paid are in accordance with the Federal Government default payment schedule.

    Restrictions apply for Surgical Podiatry procedures benefits. An 85% benefit is payable only when the provider is a Fellow of the Australian College of Podiatric Surgeons and the procedure is performed in hospital. Limit $350.

    Members who have been in hospital for more than 35 days and have been reclassified as Nursing Home Type Patients are required by law to make a significant contribution to hospital charges.

    Your Options

    The following option covers you for all of the above.

    Bronze Plus
    A once-off $500 excess and daily co-payment of $50 is payable if you are admitted to hospital.

    The excess stated is limited to once per year per person, commencing on the first day of any admission to hospital. Excess and co-payment does not apply to dependant children on your membership.

    Refer to Excess and Co-payment summary here for further information.

    Standard Information Statements

    To view a Standard Information Statement (SIS) for Bronze Plus please visit privatehealth.gov.au. For more information on the SIS please click here.

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