Gold Hospital

Silver Hospital is our medium level of Hospital Cover, providing comprehensive cover and complete peace of mind with excess options to reduce your premiums.

You are covered for the following in-hospital services at your choice of participating private or public hospitals Australia-wide:

• All medically-necessary admissions (conditions for which a Medicare rebate applies)
• Same-day and overnight accommodation
• Operating theatre, labour ward and special unit care
• All prescriptions covered by the Government Pharmaceutical Benefits Scheme prescribed and used in hospital for treatment directly related to the hospital admission
• An extensive range of Government-recognised surgically implanted prostheses.

Participating private hospitals are hospitals which have an agreement with Health Partners. This ensures you receive quality benefits and services at most hospitals Australia-wide. For more information contact us.

We recommend that you contact us prior to your admission to ensure that you receive the highest possible benefits and avoid any unexpected gaps.

Home Nursing

$85 per person per day – $5,500 limit.

Post Admission

You receive 100% of the fee charged for:

• Discharge pharmaceutical prescriptions approved by the fund – $1,500 limit

You receive 75% of the fee charged for:

• Non-surgically implanted prostheses and appliances such as mammary prostheses and prosthetic bras and wigs – $500 limit
• Purchase or hire of post-surgical recovery aids such as compression garments, braces and casts – $250 limit.

Health Management Programs

These programs are designed to support members who may need some extra help when it comes to managing their health. Programs include Coronary Artery Disease and Bone Health. All applications are individually assessed by Health Partners prior to enrolment.

Newborn Support Program

This program provides you with free support from qualified midwives during pregnancy and the first year of your baby's life. It gives you the opportunity to look after the health of both you and your baby, offering advice and support in areas such as high blood pressure during pregnancy, breastfeeding, sleeping and advice on solids after birth. Support is available via email and phone, along with extensive information available online at any time.

For more information on the Newborn Support Program click here.

Early Discharge Program

The primary aim of the Early Discharge Program is to assist you to leave hospital earlier and get back to the comfort of your own home, providing services such as wound management, IV medication, personal care and home help.

All cases are individually reviewed by the hospital prior to your discharge to the care of your GP, with a care plan developed appropriate to your clinical needs.

Full Ambulance Cover

With our Ambulance Cover, you get real peace of mind because you are covered in full for ambulance costs, whether it's an emergency or not. Full cover includes:

• Emergency and non-emergency
• Australia-wide coverage
• Road and air ambulance services
• Every service required on medical grounds (excludes clinic-car type transport)
  Limit $20,000.

Exclusions

You are not covered for:

• In-hospital services such as dental, physiotherapy, dietary and podiatry (Extras Cover is required)
• Medical fees charged in excess of the Medicare Scheduled Fee unless your doctor is participating in Access Gap Cover
• X-rays, unregistered day facilities
• Services rendered as an outpatient
• Emergency department facility fees.

Restrictions

Restricted benefits apply for cosmetic surgery, laser eye surgery and any other admission where a Medicare rebate does not apply to the treatment procedures. This may result in large out-of-pocket expenses. Benefits paid are in accordance with the Federal Government default payment schedule.

Members who have been in hospital for more than 35 days and have been reclassified as Nursing-Home Type Patients are required by law to make a significant contribution to hospital charges.

Your Options

The following options cover you for all of the above, but you may choose the excess to reduce your contribution rate.

The excess stated is limited to once per year per person, commencing on the first day of any admission to hospital. In relation to pregnancy and multiple-birth situations it is common for hospitals to admit the second (and subsequent) newborn. In such situations, the excess and co-payment will apply.

Refer to Excess and Co-payment summary here for further information.

Standard Information Statements

To view a Standard Information Statement (SIS) for any of the Silver Hospital products please visit privatehealth.gov.au. For more information on the SIS please click here.

Click here to get a quote

Bronze Hospital is our basic level of Hospital Cover, providing peace of mind for most services. Selected exclusions means you pay a reduced premium.

You are covered for the following in-hospital services at your choice of participating private or public hospitals Australia-wide:

• Same-day and overnight accommodation
• Operating theatre and special unit care
• All prescriptions covered by the Government Pharmaceutical Benefits Scheme prescribed and used in hospital for treatment directly related to the hospital admission
• An extensive range of Government-recognised surgically implanted prostheses.

Participating private hospitals are hospitals which have an agreement with Health Partners. This ensures you receive quality benefits and services at most hospitals Australia-wide. For more information, contact us.

We recommend that you contact us prior to your admission to ensure that you receive the highest possible benefits and avoid any unexpected gaps.

Home Nursing

$50 per person per day – $500 limit.

Post Admission

You receive 100% of the fee charged for:

• Discharge pharmaceutical prescriptions approved by the fund – $500 limit

You receive 75% of the fee charged for:

• Non-surgically implanted protheses and appliances such as mammary prostheses and prosthetic bras and wigs – $500 limit
• Purchase or hire of recovery aids such as compression garments, braces and casts – $250 limit.

Health Management Programs

These programs are designed to support members who may need some extra help when it comes to managing their health. Programs include Coronary Artery Disease and Bone Health. All applications are individually assessed by Health Partners prior to enrolment..

Early Discharge Program

The primary aim of the Early Discharge Progarm is to assist you to leave hospital earlier and get back to the comfort of your own home, providing services such as wound management, IV medication, personal care and home help.

All cases are individually reviewed by the hospital prior to you discharge to the care of your GP, with a care plan developed appropriate to you clinical needs.

Exclusions

You are not covered for:

• Pregnancy and birth-related services
• Assisted reproductive services
• Sterilisation reversal
• Joint replacement
• Surgical weight loss procedures
• Dialysis for chronic kidney failure
• Any emergency and non-emergency ambulance transport
• In-hospital services such as dental, physiotherapy, dietary and podiatry (Extras Cover is required)
• Medical fees charged in excess of the Medicare Scheduled Fee unless your doctor is participating in Access Gap Cover
• X-rays, unregistered day facilities
• Services rendered as an outpatient
• Emergency department facility fees.

Restrictions

Restricted benefits apply for cosmetic surgery, laser eye surgery and any other admission where a Medicare rebate does not apply to the treatment procedures. Benefits paid are in accordance with the Federal Government default payment schedule.

Members who have been in hospital for more than 35 days and have been reclassified as Nursing Home Type Patients are required by law to make a significant contribution to hospital charges.

Your Options

The following option covers you for all of the above.

The excess stated is limited to once per year per person, commencing on the first day of any admission to hospital.

Refer to Excess and Co-payment summary here for further information.

Standard Information Statements

To view a Standard Information Statement (SIS) for Bronze Hospital Cover please visit privatehealth.gov.au. For more information on the SIS please click here.

Click here to get a quote